1. India Stocks

  2. •

    Finance

  3. •

    Major banks
Dhanlaxmi Bank Ltd

Dhanlaxmi Bank Ltd

35.76
INR
-1.33
(-3.59%)
2.65EPS
11.90P/E
12.46BMarket Cap
Dhanlaxmi Bank Ltd
NSE:DHANBANK
(National Stock Exchange of India)

Recent

price

35.76

P/E

ratio

11.90

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
42.37
36.44
36.85
16.77
19.81
16.91
17.32
14.37
13.15
15.79
14.49
17.03
17.61
18.01
22.63
19.95
21.6
Revenue per Share
2.68
-11.01
0.25
-16.22
-11.04
-9.57
0.48
-0.8
0.37
2.11
1.19
1.15
1.58
1.79
2.37
2.6
2.65
Basic EPS, GAAP
-20.66
-1.55
-13.07
39.96
-28.22
-14.04
-4.26
-6.6
-6.69
16.93
-3.75
3.93
5.81
-0.76
-1.33
15.15
- -
Free Cash Flow per Basic Share
0.39
0.48
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
80.46
69.37
72.96
47.42
33.08
23.22
25.29
24.02
24.4
26.5
27.7
28.85
30.81
33.01
35.35
37.34
38.34
Book Value per Share
80.46
69.37
72.96
47.42
33.08
23.22
25.29
24.02
24.4
26.5
27.7
28.85
30.81
33.01
35.35
37.34
38.34
Tangible Book Value per Share
97
105
105
155
219
219
259
312
312
312
312
312
312
322
281
395
394
Basic Weighted Avg Shares
4,114
3,826
3,868
2,605
4,336
3,701
4,483
4,484
4,104
4,926
4,519
5,312
5,495
5,806
6,355
7,873
8,507
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
219
295
310
313
189
266
203
135
113
133
153
200
211
251
253
300
- -
Depreciation Expense
261
-1,156
26
-2,519
-2,415
-2,095
124
-249
117
658
372
359
494
578
666
1,027
1,045
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
12.76
3.31
- -
17.96
6.95
25.66
30.62
Effective Tax Rate (%)
6.34
-30.22
0.68
-96.72
-55.7
-56.6
2.76
-5.55
2.84
13.35
8.23
6.76
8.98
9.96
10.49
13.05
12.28
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
9,235
8,091
6,726
3,744
1,838
1,452
3,452
2,004
1,775
1,500
1,500
4,924
2,990
2,000
5,366
8,587
LT Debt
8,446
7,282
7,660
7,363
7,239
5,080
6,545
7,495
7,611
8,269
8,641
9,000
9,612
10,298
13,953
14,739
15,132
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
1.66
- -
1.14
- -
3.68
3.48
- -
4.16
4.56
5.7
5.27
Return on Capital (%)
4.06
-14.7
0.35
-33.54
-33.07
-34.01
2.13
-3.54
1.54
8.28
4.4
4.07
5.3
5.81
5.5
7.16
7.18
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
395
395
395
Market Capitalization
9,757
7,752
12,461

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,053
12,626
9,994
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.73%
11.85%
5.64%
Free Cash Flow
-236.81%
-383.42%
-1,698.41%
Net Income, GAAP
-1.29%
24.12%
54.18%
Sales/Revenue/Turnover
8.45%
12%
23.88%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1,320
1,726
1,705
1,773
6,355
2026
1,784
- -
2,035
2,563
7,873
2027
2,125
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.31
0.99
0.76
0.85
2.37
2026
0.31
- -
0.61
1.1
2.6
2027
0.63
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Similar Companies
HDFC Bank Limited (NSE:HDFCBANK)
Bank of America Corporation (NYSE:BAC)
JP Morgan Chase & Co. (NYSE:JPM)
Axis Bank Limited (NSE:AXISBANK)
Kotak Mahindra Bank Limited (NSE:KOTAKBANK)
Banco Santander, S.A. (BME:SAN)
Business
Dhanlaxmi Bank Limited (DHANBANK.NS) is a private sector bank engaged in retail banking, corporate/wholesale banking, treasury operations, and other banking services primarily in India. The bank offers a comprehensive range of deposit products, including savings accounts, current accounts (CASA), and term deposits; personal loans, home loans, car loans (new and used), two-wheeler loans, gold loans, commercial vehicle loans, agricultural loans such as Kissan Vahana, Agri Gold Loan, and Kissan Credit Card, micro credit for microfinance institutions and self-help groups, loans against future rent income, gold, and bonds, as well as home appliance financing and capacity expansion loans; credit cards, debit cards, gift cards, and forex services; digital banking solutions encompassing retail and corporate net banking, mobile banking, BHIM DLB UPI, NEFT/RTGS/IMPS transfers, bill payments, and online deposit/loan management; NRI banking services including money transfers, home loans, lease rental discounting, portfolio investment schemes, repatriation and non-repatriation investments, and immovable property investments; corporate banking products such as credit facilities, corporate salary accounts, and trade finance; SME and MSME financing; depository services, online trading, and government-related services like customs duty and GST collections. Founded in 1927 and headquartered in Thrissur, Kerala, the bank operates 261 branches across India with a strategic emphasis on Tier 2 and Tier 3 cities, serving retail customers, NRIs, SMEs, MSMEs, agriculturists, and corporates. In recent developments, the bank approved the issuance of up to ₹150 crore in Basel III-compliant Tier-II bonds in March 2025 to bolster its capital base; deepened its focus on retail (74% of advances as of June 2025) and MSME lending with plans for branch expansion in Tier 2/3 cities over the next two years pending regulatory approvals; advanced digital transformation driving higher online transactions; and reported robust growth including total advances of ₹12,482 crore and deposits surging to ₹17,103 crore in Q2 FY2026 alongside a Q1 FY2026 net profit of ₹12.18 crore.