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    Multi-line insurance
Go Digit General Insurance Limited

Go Digit General Insurance Limited

269.50
INR
-2.10
(-0.77%)
5.54EPS
57.98P/E
298.41BMarket Cap
Go Digit General Insurance Limited
NSE:GODIGIT
(National Stock Exchange of India)

Recent

price

269.50

P/E

ratio

57.98

div

yld

- -

ROIC.AI

2021
2022
2023
2024
2025
2026
TTM
INR
24.79
42.2
65.39
94.48
106.26
114.58
107.65
Revenue per Share
-1.34
-3.23
0.39
1.98
4.65
5.89
5.57
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
20.44
31.83
36.49
28
49.97
50.69
- -
Book Value per Share
20.44
31.83
36.48
27.99
49.95
50.68
- -
Tangible Book Value per Share
917
917
917
917
914
924
924
Basic Weighted Avg Shares
22,741
38,710
59,977
86,656
97,144
105,827
99,443
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
90
124
151
178
203
209
- -
Depreciation Expense
-1,228
-2,959
355
1,817
4,249
5,444
5,142
Net Income, GAAP
- -
- -
- -
- -
- -
13.83
15.91
Effective Tax Rate (%)
-5.4
-7.64
0.59
2.1
4.37
5.14
5.17
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
3,500
3,500
3,500
- -
LT Debt
18,748
29,190
33,468
25,680
46,124
46,859
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
1.82
7.05
12.54
12.21
- -
Return on Capital (%)
- -
-12.34
1.13
6.14
11.84
11.71
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
3,500
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
924
924
925
Market Capitalization
318,510
301,063
298,415

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
11,904
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
25.66%
1.59%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
120.41%
28.1%
Sales/Revenue/Turnover
- -
38.14%
8.94%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
21,054
22,344
24,364
25,944
97,144
2026
22,360
- -
25,704
27,109
105,827
2027
24,270
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.13
0.97
1.29
1.25
4.65
2026
1.5
- -
1.52
1.62
5.89
2027
0.93
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
Go Digit General Insurance Limited is a technology-driven general insurance company primarily engaged in providing digital-first insurance products and services in India. Its core offerings include motor insurance; health insurance; travel insurance; home insurance; and commercial insurance products, targeting retail and corporate customers through an online platform that emphasizes ease of purchase and claim processes. The company leverages proprietary technology and data analytics to offer personalized, efficient, and transparent insurance solutions. Founded in 2016 and headquartered in Mumbai, India, Go Digit operates across multiple states in India, aiming to transform the insurance experience through digitization and customer-centric innovation. Recent major changes for Go Digit General Insurance Limited include its consistent expansion in product offerings adding new insurance categories and enhanced digital services, strategic alliances with technology and distribution partners to scale its reach, and capital infusion rounds to support growth and technology advancement. Over the last 1-2 years, the company has launched new features in health and motor insurance products, expanded customer servicing capabilities, and invested in AI for claims processing improvements, reinforcing its commitment to technology-enabled insurance services. These developments position Go Digit as a rapidly growing player in the Indian general insurance market, focusing on data-driven underwriting and enhanced customer experience. Go Digit operates in the Indian insurance industry, serving individual consumers and businesses with a variety of general insurance policies. It targets tech-savvy customers who prefer managing insurance needs digitally. The company is part of the broader insurance sector evolving under regulatory reforms and increased digital adoption in India. Its products are distributed directly via digital channels, including its website and mobile app, alongside partnerships with brokers and aggregators. Go Digit’s headquarters remain in Mumbai, with operational presence nationwide, reflecting its ambition to be a leading digital insurer in India. There is no widely reported information indicating parent or subsidiary relationships as of the latest updates.