1. India Stocks

  2. •

    Finance

  3. •

    Regional banks
IDFC First Bank Ltd.

IDFC First Bank Ltd.

74.89
INR
-0.17
(-0.23%)
2.86EPS
27.62P/E
684.79BMarket Cap
Oct 24Next Earn
IDFC First Bank Ltd.
NSE:IDFCFIRSTB
(National Stock Exchange of India)

Recent

price

74.89

P/E

ratio

27.62

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
- -
6.26
3.73
9.6
7.71
13.96
18.98
21.44
27.57
32.84
36.19
37.2
36.25
Revenue per Share
- -
1.09
3
2.59
-4.66
-5.94
0.88
0.21
3.98
4.3
2.04
1.89
2.88
Basic EPS, GAAP
- -
-19.92
40.81
-18.08
41.77
22.02
24.45
3.43
3.81
14.85
18.57
7.63
- -
Free Cash Flow per Basic Share
- -
- -
0.3
0.9
0.75
- -
- -
- -
- -
- -
- -
0.37
- -
Dividend per Share
-0.01
40.18
43.18
44.87
38.06
32.02
31.54
33.91
39.06
45.65
52.11
55.11
56.62
Book Value per Share
-0.01
40.18
42.62
44.87
37.77
31.73
31.54
33.68
38.84
45.45
51.92
54.95
56.46
Tangible Book Value per Share
590
1,991
3,396
3,402
4,091
4,786
5,503
6,203
6,236
6,846
7,296
7,915
8,377
Basic Weighted Avg Shares
- -
12,465
12,658
32,648
31,542
66,830
104,415
132,972
171,928
224,797
264,015
294,457
303,688
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
407
1,359
1,682
28,203
3,200
3,425
3,733
4,350
6,308
8,356
8,608
- -
Depreciation Expense
- -
2,179
10,187
8,799
-19,079
-28,434
4,832
1,323
24,849
29,424
14,904
16,106
24,106
Net Income, GAAP
- -
53.32
44.27
20.42
- -
- -
6.9
24.38
25.41
23.72
20.05
10.87
15.86
Effective Tax Rate (%)
- -
17.48
80.48
26.95
-60.49
-42.55
4.63
0.99
14.45
13.09
5.64
5.47
7.94
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
479,138
502,622
478,061
637,334
573,972
457,861
529,626
572,121
439,357
331,238
366,326
413,968
LT Debt
-25
136,326
146,773
152,741
181,994
154,035
178,997
210,821
258,476
322,736
381,558
474,038
487,760
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
0.71
1.61
1.37
- -
- -
0.71
0.19
3.16
3.69
2.02
2.07
2.99
Return on Capital (%)
- -
- -
7.2
5.88
-11.4
-16.92
2.9
0.68
10.59
10.12
4.23
3.5
5.55
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,596
8,602
8,615
Market Capitalization
735,877
506,210
684,785

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
127,665
133,586
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.94%
21.54%
24.24%
Free Cash Flow
-74.88%
46.68%
-55.42%
Net Income, GAAP
165.17%
336.53%
8.07%
Sales/Revenue/Turnover
44.06%
23.28%
11.53%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
62,695
65,156
66,824
68,031
264,015
2026
71,600
- -
76,175
73,075
294,457
2027
82,837
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.91
0.28
0.46
0.4
2.04
2026
0.62
- -
0.54
0.38
1.89
2027
1.33
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.37
2027
- -
- -
- -
- -
- -
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Business
IDFC First Bank Limited (IDFCFIRSTB.NS) operates as a private sector universal bank in India, offering a comprehensive suite of retail, wholesale, SME, and digital banking products and services including savings accounts, fixed deposits, current accounts, recurring deposits, personal loans, home loans, consumer finance, business loans, working capital loans, term loans, commercial bonds, credit cards, FASTag services for tolls, fuel and parking payments, transaction banking with NEFT/RTGS/IMPS/UPI and cash management services, NRI banking through NRE/NRO accounts and deposits, wealth management encompassing insurance and investment products, treasury and forex operations, and rural lending solutions led by subsidiary IDFC First Bharat Limited. Founded in 2015 as a subsidiary of IDFC Limited through a demerger and banking license from the Reserve Bank of India, with headquarters in Mumbai and registered office in Chennai, the bank maintains a pan-India presence with over 800 branches, 900 ATMs, asset service centers, and rural business correspondent points serving individual consumers, SMEs, corporates, financial institutions, and infrastructure projects. In December 2018, IDFC Bank merged with Capital First to form IDFC First Bank, shifting focus from infrastructure financing to retail-led operations; in October 2024, it completed a reverse merger absorbing parent IDFC Limited, simplifying ownership structure; and in late 2024 to 2025, the board approved a Rs 7,500 crore capital raise via preferential equity issuance to Warburg Pincus and Abu Dhabi Investment Authority, with Competition Commission of India approval for up to 9.99-10% stake acquisition by Warburg Pincus affiliates to bolster capital adequacy and fuel growth.