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IIFL Finance Limited

IIFL Finance Limited

567.90
INR
-16.80
(-2.87%)
49.35EPS
11.02P/E
215.98BMarket Cap
Jan 28Next Earn
IIFL Finance Limited
NSE:IIFL
(National Stock Exchange of India)

Recent

price

567.90

P/E

ratio

11.02

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
49.66
42.41
52.15
50.89
64.96
66.96
43.46
109.89
65.96
62.92
85.41
103.02
133.08
164.56
137.95
179.45
185.84
Revenue per Share
7.24
4.58
9.1
9.14
14.34
15.86
21.02
24.25
20.43
12.89
19.51
30.43
38.36
46.29
9.07
39.07
46.08
Basic EPS, GAAP
-38.47
-66.73
-65.04
-4.46
-70.86
-4.06
-133.06
-325.26
9.1
26.83
-92.99
43.11
-140.28
-232.18
-115.89
-330.71
- -
Free Cash Flow per Basic Share
3.4
1.7
3.6
3.62
3.56
5.9
5.25
6.83
4.93
2.54
2.92
3.4
4.44
4.78
- -
4.7
- -
Dividend per Share
56.44
58.95
64.44
70.56
80.08
102.86
123.94
144.42
132.49
122.2
138.13
165.39
229.58
270.78
292.38
327.31
- -
Book Value per Share
55.26
57.82
63.34
69.39
78.72
100.92
123.41
143.72
132.42
122.17
138.1
165.34
229.48
270.65
292.18
327.13
- -
Tangible Book Value per Share
296
297
299
304
312
322
326
328
389
389
390
390
391
381
418
425
425
Basic Weighted Avg Shares
14,720
12,593
15,593
15,487
20,267
21,583
14,188
36,011
25,653
24,490
33,275
40,220
52,051
62,699
57,632
76,275
79,021
Sales/Revenue/Turnover
37.64
56.64
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
582
802
839
679
592
661
159
671
318
1,056
1,057
1,217
1,526
1,808
1,886
2,106
2,262
Depreciation Expense
2,147
1,361
2,722
2,781
4,473
5,112
6,861
7,947
7,946
5,018
7,601
11,879
15,003
17,635
3,788
16,608
19,596
Net Income, GAAP
31.35
31.8
30.24
30.59
34.19
34.14
33.54
29.52
29.58
30.57
24.28
22.64
23.9
23.24
18.22
24.57
24.05
Effective Tax Rate (%)
14.59
10.81
17.46
17.96
22.07
23.68
48.36
22.07
30.98
20.49
22.84
29.54
28.82
28.13
6.57
21.77
24.8
Profit Margin (%)
9,320
17,450
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,223
63,621
96,663
106,307
148,530
167,222
257,664
343,266
265,171
279,961
325,831
360,862
400,174
471,357
515,334
696,356
- -
LT Debt
16,954
17,860
19,924
21,947
28,222
40,958
53,362
62,428
43,587
47,656
53,934
64,697
102,021
120,564
139,550
156,191
- -
Total Equity
9.79
6.24
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.61
6.19
2.35
2.16
2.74
2.43
2.12
1.59
2.22
1.57
2.15
2.95
3
2.84
0.29
2
- -
Return on Capital (%)
13.14
7.96
14.66
13.53
19
17.3
18.52
18.06
17.47
11.01
14.98
20.05
19.41
17.97
3.29
12.61
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
425
425
425
Market Capitalization
259,602
183,066
215,980

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
42,884
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.31%
24.7%
11.92%
Free Cash Flow
264.45%
-73.23%
190.34%
Net Income, GAAP
42.48%
72.02%
338.47%
Sales/Revenue/Turnover
21.71%
19%
32.35%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
14,338
15,861
13,402
13,949
57,632
2026
16,705
- -
19,830
20,757
76,275
2027
21,728
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7.24
-3.72
0.96
4.89
9.07
2026
5.49
- -
10.92
13.8
39.07
2027
15.87
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
4.7
2027
- -
- -
- -
- -
- -
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Business
IIFL Finance Ltd. is a leading diversified financial services company in India that primarily provides a wide range of lending and wealth management services. Its core products and services include retail and wholesale financing; mortgage loans; business loans; gold loans; home loans; consumer durable loans; mutual fund distribution; wealth management solutions including portfolio management services and financial advisory; insurance broking; and stockbroking services. The company also offers structured finance, non-banking financial company (NBFC) services, and investment advisory services. Operating primarily across India, IIFL Finance serves retail, small and medium enterprises (SMEs), and high-net-worth individuals through its extensive branch network and digital platforms. Founded in 1995 and headquartered in Mumbai, Maharashtra, the company has grown significantly to become a prominent player in the Indian financial sector. In the past 1-2 years, IIFL Finance Ltd. has expanded its product portfolio and market reach through strategic initiatives including launching digital lending products to enhance customer access, forming key partnerships to bolster its wealth management and insurance distribution capabilities, and entering new customer segments such as affordable housing finance. The company has also actively pursued acquisitions and funding rounds to support its growth trajectory and technological integration. Additionally, IIFL Finance has focused on digital transformation and operational efficiency improvements to strengthen its competitive position in the evolving financial services market. IIFL Finance operates primarily within the financial services industry with business segments including lending, wealth management, and insurance services. It targets a broad customer base encompassing individual consumers, SMEs, and institutional clients across India. The company is part of the larger IIFL Group, which encompasses various subsidiaries engaged in different financial services domains. Its headquarters in Mumbai serves as the central hub for its expansive operations, which extend across multiple states and urban centers in India, positioning it as a comprehensive financial services provider with deep market penetration and diverse offerings.