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Karur Vysya Bank Ltd.

Karur Vysya Bank Ltd.

336.30
INR
-19.75
(-5.55%)
27.86EPS
10.63P/E
286.23BMarket Cap
Jan 25Next Earn
Karur Vysya Bank Ltd.
NSE:KARURVYSYA
(National Stock Exchange of India)

Recent

price

336.30

P/E

ratio

10.63

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
15.73
16.69
21.21
24.34
24.8
28.83
33.18
36.82
34.66
36.65
33.97
36.31
43.67
51.59
63.04
72.68
73.62
Revenue per Share
6.34
6.61
7.25
5.66
5.63
6.58
7.04
3.98
2.2
2.45
3.75
7.02
11.51
16.66
20.1
25.98
27.86
Basic EPS, GAAP
5.77
2.32
-0.69
13.78
-4.99
5.65
17.73
-8.56
-18.05
24.7
34.29
2.47
12.02
29.64
44.67
-7.31
- -
Free Cash Flow per Basic Share
1.16
1.96
2.29
2.3
2.04
3.91
0.69
2.19
0.57
0.61
0.01
0.42
1.33
1.67
1.99
2.16
- -
Dividend per Share
27.98
35.84
40.64
43.81
49.28
52.97
58.34
65.31
66.96
68.81
72.56
79.13
89.34
104.02
123.49
145.95
- -
Book Value per Share
27.98
35.84
40.64
43.81
49.28
52.97
58.34
65.31
66.96
68.81
72.56
79.13
89.34
104.02
123.49
145.95
- -
Tangible Book Value per Share
656
759
759
759
825
863
861
869
959
959
959
960
961
964
966
966
966
Basic Weighted Avg Shares
10,312
12,670
16,104
18,482
20,465
24,881
28,554
31,975
33,243
35,150
32,587
34,844
41,959
49,708
60,895
70,229
71,139
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
301
385
564
747
814
828
859
852
1,012
1,189
1,241
1,192
1,057
1,003
1,137
1,270
- -
Depreciation Expense
4,156
5,017
5,503
4,296
4,643
5,676
6,060
3,457
2,109
2,350
3,594
6,733
11,061
16,048
19,416
25,103
26,921
Net Income, GAAP
- -
20.61
22.17
- -
1.52
37.73
31.41
31.37
34.56
13.65
32.74
27.68
23.02
23.59
25.05
24.39
24.85
Effective Tax Rate (%)
40.3
39.6
34.17
23.24
22.69
22.81
21.22
10.81
6.34
6.69
11.03
19.32
26.36
32.28
31.89
35.75
37.84
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
19,726
39,993
29,782
28,258
15,732
16,957
15,640
14,903
9,242
25,283
13,391
14,320
24,784
12,170
26,226
- -
LT Debt
21,145
27,082
30,852
33,263
42,460
45,730
50,357
62,642
64,228
66,003
69,597
75,962
85,841
100,401
119,295
141,079
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
14.77
9.36
- -
6.94
8.59
9.41
4.75
2.68
3.04
4.23
7.31
11.67
14.24
15.13
16.8
- -
Return on Capital (%)
22.26
20.81
19
13.4
12.26
12.87
12.61
6.12
3.32
3.61
5.3
9.25
13.67
17.23
17.68
19.28
- -
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
967
967
967
Market Capitalization
255,018
279,741
286,225

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
53,026
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.14%
15.24%
18.26%
Free Cash Flow
37.56%
75.36%
-116.36%
Net Income, GAAP
23.62%
49.4%
29.29%
Sales/Revenue/Turnover
11.28%
16.73%
15.33%
Total Cash Common Dividend
596.25%
1,197.37%
8.37%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
14,127
15,320
15,462
15,986
60,895
2026
15,266
- -
17,482
19,746
70,229
2027
18,645
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.75
4.9
5.14
5.31
20.1
2026
5.4
- -
7.14
7.5
25.98
2027
7.82
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.99
2026
- -
- -
- -
- -
2.16
2027
- -
- -
- -
- -
- -
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Business
The Karur Vysya Bank Limited The Karur Vysya Bank Limited (KARURVYSYA.NS) is a private sector scheduled commercial bank headquartered in Karur, Tamil Nadu, India, and founded in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar. The bank operates across treasury, corporate/wholesale banking, and retail banking segments, providing a comprehensive range of products and services including savings and current accounts, fixed and recurring deposits, personal loans, home loans, car loans, education loans, mortgage and jewel loans, gold loans, agricultural finance, credit cards, insurance, mutual funds, lockers, internet and mobile banking via the KVB DLite app, investment products, FCNR/NRE/NRO deposits, trade finance, structured finance, cash management services, forex and derivatives trading, government securities trading, and services tailored to NRIs and SMBs. It maintains an extensive network of approximately 898 branches and over 1,650 ATMs across India, with a focus on retail, agriculture, and MSME (RAM) advances portfolio. In recent developments, the bank expanded its branch network by inaugurating 46 new branches in FY 2024-25 to reach 888 locations and added two more in November 2025 in Melapalayam, Tamil Nadu, and Sarpavaram Junction, Andhra Pradesh, while achieving a business milestone of over Rs 2 lakh crore in Q2 2025, reducing its MCLR by 10 basis points across all tenors in September 2025, launching new CASA product variants and digital initiatives like KVB 2.0, and enhancing customer acquisition through feet-on-street capabilities, business correspondence, and fintech tie-ups.