Vaibhav Vyapaar Ltd. is a non-banking financial company that engages in providing financial services to consumers. It offers unsecured personal loans to salaried individuals and self-employed individuals through its fully digital lending platform, both on a direct lending and co-lending basis. The company operates through its mobile application, which supports loan origination, due diligence and underwriting process along with documentation, disbursal, and repayment. Vaibhav Vyapaar was founded by Itha Venkata Raghava Gowrinath on February 24, 2009 and is headquartered in Bengaluru, India.