R. S. Software (India) Limited

R. S. Software (India) Limited

28.37
INR
+0.11
(+0.39%)
-12.22EPS
929.92MMarket Cap
R. S. Software (India) Limited
NSE:RSSOFTWARE
(National Stock Exchange of India)

Recent

price

28.37

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
91.82
119.42
136.98
149.12
146.71
74.05
29.61
24.66
25.44
23.45
13.79
10.71
11.72
23.16
22.3
9.76
8.77
Revenue per Share
10.29
13.05
16.33
19.98
26.26
4.14
-6.35
-10.03
-10.57
-27.99
-7.8
-5.88
-3.17
7.04
3.4
-11.31
-12.45
Basic EPS, GAAP
6.4
17.66
1.72
16.25
22.7
6.97
-18.52
-15.48
-14.71
-18.2
-5.86
3.56
-4.09
3.77
-0.06
-6.67
-1.19
Free Cash Flow per Basic Share
- -
1.75
2.06
3.13
3.86
1.5
1.2
- -
0.16
- -
- -
- -
- -
- -
0.25
- -
- -
Dividend per Share
22.19
38.82
51.19
68.66
87.22
90.34
83.09
73.09
61.9
29.21
21.21
15.08
11.78
18.74
21.66
10.57
8.4
Book Value per Share
21.55
38.41
50.85
67.78
86.37
89.71
79.56
69.78
56.46
22.75
16.29
11.66
9.66
16.14
17.67
4.61
2.69
Tangible Book Value per Share
22
22
23
26
26
26
26
26
26
26
26
26
26
26
26
26
27
Basic Weighted Avg Shares
1,993
2,640
3,182
3,819
3,764
1,900
761
634
654
603
355
275
301
595
573
251
233
Sales/Revenue/Turnover
14.11
13.13
14.87
20.51
23.38
-0.3
-50.48
-73.39
-60.49
-89.05
-62.85
-61.87
-29.84
23.77
16.18
-110.67
-135.53
Operating Margin (%)
46
42
35
55
55
42
40
22
33
41
48
42
41
47
45
55
28
Depreciation Expense
223
289
379
512
674
106
-163
-258
-272
-720
-200
-151
-81
181
87
-291
-330
Net Income, GAAP
18.08
17.76
23.59
30.83
31.98
26.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
11.2
10.93
11.92
13.4
17.9
5.59
-21.44
-40.69
-41.54
-119.38
-56.54
-54.96
-27.04
30.41
15.23
-115.81
-141.96
Profit Margin (%)
287
588
771
940
1,674
1,790
1,557
1,078
817
520
404
260
199
383
459
130
68
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
78
1
24
16
5
141
139
LT Debt
489
890
1,240
1,758
2,240
2,321
2,153
1,890
1,626
785
569
397
307
491
587
312
237
Total Equity
56.01
41.19
35.47
35.74
33.71
-0.18
- -
- -
- -
- -
- -
- -
- -
34.27
16.75
- -
- -
Return on Invested Capital (%)
56.01
42.38
35.61
34.55
33.77
4.7
- -
- -
- -
- -
- -
- -
- -
43.08
14.41
- -
- -
Return on Capital (%)
55.27
41.83
35.61
34.14
33.71
4.65
-7.32
-12.86
-15.65
-61.45
-30.93
-32.42
-23.59
46.16
16.76
-69.94
-88.04
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
9
9
9
LT Borrowings
- -
- -
- -
LT Finance Leases
143
141
139
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
1,296
566
930

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
382
224
175
Cash, Cash Equivalents & STI
220
86
71
Accounts Receivable, Net
36
85
42
Inventories
- -
- -
- -
Total Current Liabilities
133
94
106
Payables & Accruals
- -
- -
- -
ST Debt
9
9
9
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-13.29%
-4.03%
-46.78%
Free Cash Flow
1,061.19%
2,208.73%
11,712.87%
Net Income, GAAP
-97.6%
-175.66%
-433.53%
Sales/Revenue/Turnover
-9.77%
4.97%
-56.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
188
172
127
87
573
2026
78
61
54
59
251
2027
59
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.98
1.92
0.81
-1.03
3.4
2026
-1.4
-2.29
-3.28
-3.89
-11.31
2027
-2.91
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.28
- -
- -
- -
0.25
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
R S Software (India) Limited, founded in 1987 and headquartered in Kolkata, West Bengal, India, provides software products and services focused on digital payment solutions to electronic payment industries worldwide, including India, the United States, United Kingdom, and Japan; it develops, tests, and maintains software for payment modernization, real-time payments, merchant acquiring, and related financial operations. Core products include RS RealEdge for real-time payment market infrastructure; RS DigitalEdge as an open-source payment API platform; RS BillAbhi (Central and Bank variants) for electronic bill presentment and payment; RS IntelliEdge Central and Banks for intelligent processing; RS iFinSwitch for financial switching; RS MerchantEdge for merchant solutions; RS SettleEdge for clearing and settlement; RS Test2Pay 3DS2.0 for testing and certification; and Payabbhi for payment service provider modernization. Services encompass ISO 20022 compliance, switching and authorization, clearing and settlement, dispute management, data management and analytics, fraud and risk management using AI and machine learning, acceptance solutions, electronic bill payments, testing and certification, and tokenization. In recent developments, the company wins key multiyear deals in FY24 and FY25 for merchant acquiring and acceptance led by Payabbhi, advances sales with major Canadian financial institutions for real-time payment infrastructure contributions, expands channel partner networks in North America, Europe, and the Middle East, and works on integrating bilateral payment platforms including UPI in 10 countries such as UAE, Singapore, and France while planning over Rs 100 crore investment in payments network systems over five years.