1. India Stocks

  2. •

    Finance

  3. •

    Major banks
Union Bank of India Limited

Union Bank of India Limited

178.90
INR
-3.95
(-2.16%)
27.05EPS
6.37P/E
1.32TMarket Cap
Jan 15Next Earn
Union Bank of India Limited
NSE:UNIONBANK
(National Stock Exchange of India)

Recent

price

178.90

P/E

ratio

6.37

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
157.66
176.17
189.58
182.62
197.1
186.73
210.14
197.87
134.97
73.52
60.96
61.39
68.96
76.6
77.73
77.01
78.44
Revenue per Share
41.94
33.79
39.09
27.67
27.8
20.5
8.33
-68.98
-24.87
-13.45
4.47
7.77
12.45
19.15
23.62
25.45
27.05
Basic EPS, GAAP
81.52
-78.26
-83.24
36.14
-61.8
98.05
-101.03
76.31
-68.88
-34.79
30.92
52.55
4.38
25.38
-28.89
-51.12
- -
Free Cash Flow per Basic Share
5.3
8
9.48
12.71
4.84
7.02
2.35
- -
- -
- -
- -
- -
1.9
2.85
3.6
4.75
- -
Dividend per Share
246.65
268.44
292.06
297.4
312.99
335.27
350.48
216.09
151.62
99
100.88
103.53
115.15
127.72
148.99
174.82
182.78
Book Value per Share
246.34
267.93
291.54
296.73
312.55
334.91
349.92
215.7
151.37
98.76
100.41
103.17
114.87
127.41
148.36
174.08
182.78
Tangible Book Value per Share
524
524
552
606
633
662
687
756
1,175
2,321
6,407
6,773
6,835
7,203
7,634
7,634
7,632
Basic Weighted Avg Shares
82,667
92,397
104,629
110,650
124,822
123,578
144,448
149,512
158,607
170,633
390,531
415,760
471,316
551,777
593,397
587,879
598,685
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,557
1,465
1,555
1,979
2,251
2,490
2,408
3,682
3,738
4,172
9,082
7,381
7,446
8,959
10,839
12,039
- -
Depreciation Expense
21,988
17,720
21,572
16,765
17,605
13,569
5,726
-52,125
-29,223
-31,209
28,634
52,653
85,117
137,971
180,270
194,302
206,458
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
63.77
30.39
36.11
23.39
22.07
23.29
Effective Tax Rate (%)
26.6
19.18
20.62
15.15
14.1
10.98
3.96
-34.86
-18.43
-18.29
7.33
12.66
18.06
25
30.38
33.05
34.49
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
133,160
176,745
216,716
277,912
351,680
306,366
412,255
390,944
342,756
527,141
377,132
370,362
293,546
269,743
649,924
737,979
732,926
LT Debt
129,851
148,192
174,600
187,645
199,080
230,481
240,937
252,518
268,357
339,894
647,378
708,611
788,035
975,977
1,138,341
1,335,513
1,396,305
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.58
6.07
6.05
3.89
3.44
2.51
0.96
- -
- -
- -
- -
5.01
7.88
11.86
11.88
10.06
10.54
Return on Capital (%)
18.83
12.79
13.4
9.27
9.11
6.32
2.43
-21.13
-11.24
-10.3
5.81
7.78
11.39
15.66
17.07
15.72
16.3
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,040
1,040
1,040
Shares Outstanding
7,634
7,634
7,634
Market Capitalization
1,173,743
1,253,438
1,316,263

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
799,693
960,434
526,359
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.12%
15.7%
17.32%
Free Cash Flow
-62.02%
71.14%
76.93%
Net Income, GAAP
-105.09%
49.22%
7.78%
Sales/Revenue/Turnover
20.64%
8.7%
-0.93%
Total Cash Common Dividend
- -
- -
31.94%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
143,215
150,922
139,846
158,477
593,397
2026
141,128
- -
146,320
156,691
587,879
2027
154,546
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.77
6.22
6.06
6.56
23.62
2026
5.8
- -
6.65
7.21
25.45
2027
7.39
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
3.6
2026
- -
- -
- -
- -
4.75
2027
- -
- -
- -
- -
- -
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Business
Union Bank of India (UNIONBANK.NS), one of India's leading public sector banks headquartered in Mumbai and founded in 1919, provides a comprehensive range of banking and financial services across retail banking, corporate/wholesale banking, treasury operations, international banking, and government business; core offerings include savings and current accounts, fixed and recurring deposits, personal loans, home loans, vehicle loans, education loans, gold loans, credit cards, debit cards, cash management services, depository services, merchant banking, online trading, agency business for insurance and mutual funds, wealth management, MSME finance, rural and agricultural finance, NRI services, trade finance, and digital banking platforms such as Vyom mobile app and internet banking; the bank operates over 9,300 domestic branches, more than 10,000 ATMs, and 23,000 business correspondent points primarily in India with international presence through branches in Dubai and Sydney, a wholly owned subsidiary Union Bank of India (UK) Ltd in London, representative offices in Abu Dhabi, Shanghai, and Hong Kong, and a joint venture in Malaysia. Subsidiaries include Union Asset Management Co. Private Limited, Union Trustee Co. Pvt. Limited, Star Union Dai-ichi Life Insurance, Andhra Pradesh Grameena Bank, Corpbank Securities Ltd., and UBI Services Ltd. In recent developments, the bank's board approved a Rs 6,000 crore capital raise in June 2025 through up to Rs 3,000 crore in equity via qualified institutional placements, further public offers, or rights issues and Rs 3,000 crore in Basel III-compliant debt including AT1 and Tier 2 bonds; it completed the amalgamation of Chaitanya Godavari Grameena Bank into Andhra Pradesh Grameena Bank effective May 2025; and reports in late 2025 indicate the Finance Ministry is evaluating a potential merger with Bank of India to form India's second-largest public sector bank.