- CEO
- Murali M. Natrajan
- Full Time Employees
- 2,957
- Sector
- Finance
- Industry
- Regional banks
- Address
- Nairobi Kenya
- IPO Date
- Apr 24, 1995
- Business
- Diamond Trust Bank Kenya Limited is a full-service commercial banking institution that provides an array of personal, commercial, corporate, and Islamic banking solutions across East Africa. Founded in 1946 and headquartered in Nairobi, Kenya, the bank operates as an affiliate of the Aga Khan Fund for Economic Development and maintains banking subsidiaries in Uganda, Tanzania, and Burundi. The bank serves individual consumers, small and medium-sized enterprises, large corporations, and institutional clients through distinct business segments comprising Retail Banking, SME Banking, Corporate Banking, Islamic Banking, and Treasury Services. The institution provides a comprehensive range of financial products and services, including deposit accounts such as current accounts, savings accounts, call deposits, fixed-term deposits, and foreign currency accounts; consumer and commercial credit solutions comprising personal unsecured loans, salary advance facilities, residential mortgages, vehicle asset financing, equipment leasing, working capital overdrafts, structured corporate term loans, and syndicated debt facilities; trade finance services including documentary letters of credit, bank guarantees, performance bonds, bid bonds, and bill discounting; Shariah-compliant banking under the DTB Premier Islamic brand offering Murabaha financing, Ijara leasing, and Diminishing Musharaka arrangements; transactional cash management solutions including electronic funds transfers, real-time gross settlement, SWIFT payments, automated payroll processing, point-of-sale merchant acquiring, and mobile money integration; digital banking channels encompassing the DTB 24/7 mobile banking application, internet banking portals, USSD banking, an extensive automated teller machine network, and DTB Express agency banking; treasury services covering spot and forward foreign exchange trading, currency swaps, government securities trading, and custodial services; and bancassurance products covering life, general, health, property, and marine insurance in partnership with authorized underwriters. In recent operational developments, Diamond Trust Bank Kenya has accelerated its retail footprint expansion by opening multiple new physical branches across Kenya to strengthen its community banking and small-business reach. DTB has also advanced its digital transformation strategy by deploying upgraded DTB 24/7 mobile and internet banking platforms with digital account onboarding and contactless payment capabilities. Furthermore, the bank has entered into strategic partnerships with cross-border payment networks and international development finance institutions to expand trade remittance corridors, facilitate green and climate-smart lending, and scale dedicated funding facilities for micro-, small-, and medium-sized enterprises and women-led businesses.