- CEO
- Peter O. Ashade
- Full Time Employees
- 256
- Sector
- Finance
- Industry
- Investment banks/Brokers
- Address
- Lagos Nigeria
- IPO Date
- Jan 10, 2013
- Business
- United Capital Plc is a pan-African financial services and investment banking group that provides comprehensive capital market, wealth management, asset management, trusteeship, securities trading, and consumer lending solutions to sovereign entities, corporate institutions, high-net-worth individuals, and retail investors. Founded in 1953 and headquartered in Lagos, Nigeria, the company operates through distinct business divisions: Investment Banking, offering debt capital markets origination, equity capital markets underwriting, project finance, structured finance, mergers and acquisitions advisory, sovereign and corporate bond issuances, and commercial paper structuring; Asset Management, providing mutual funds, including money market funds, balanced funds, equity funds, Sukuk funds, fixed income funds, and Eurobond funds, alongside institutional portfolio management and wealth planning; Trusteeship, delivering corporate trust administration, bond trusteeship, consortium loan trusts, debenture trusts, private family trusts, living trusts, estate planning, and endowment fund management; Securities Trading, offering retail and institutional equity brokerage on the Nigerian Exchange, fixed-income dealing, over-the-counter trading, securities depository sponsorship, and macroeconomic research; Consumer Finance, providing digital retail lending, payroll loans, asset-backed financing, and working capital solutions for small and medium-sized enterprises; and Digital Financial Services, operated primarily through its proprietary InvestNow platform to facilitate automated micro-investments and wealth management. Geographically, the group maintains extensive operations across Nigeria and serves cross-border clients across sub-Saharan Africa, with growing market presence in the West African Economic and Monetary Union (WAEMU) zone. In recent strategic developments, United Capital Plc has expanded its Pan-African footprint through regional operations in Francophone West Africa via its presence in Côte d'Ivoire; broadened its specialized investment vehicles with the introduction of infrastructure funds, dollar-denominated fixed-income products, and green/sustainable debt financing structures; completed significant capital restructuring and balance sheet expansion via rights issues and bonus share capitalizations; and deepened its digital transformation initiatives by upgrading the InvestNow ecosystem with artificial intelligence-driven advisory and seamless retail onboarding capabilities.