Northumberland Bancorp
Other OTCTotal Valuation
Northumberland Bancorp carries a market capitalization of 38.70M, placing it among publicly traded companies globally. Its enterprise value stands at 23.57M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 38.70M |
| Enterprise Value | 23.57M |
Share Statistics
Northumberland Bancorp currently has 1.29M shares outstanding.
| Shares Outstanding | 1.29M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Northumberland Bancorp trades at a trailing price-to-earnings ratio of 14.31. The price-to-sales ratio is 1.59, and the price-to-book ratio stands at 0.52.
| PE Ratio | 14.31 |
| PS Ratio | 1.59 |
| PB Ratio | 0.52 |
| P/TBV Ratio | 0.62 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 1.13 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 56.14 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 3.61 |
| Return on Assets (ROA) | 0.33 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Northumberland Bancorp has paid 259,000.00 in income taxes, reflecting an effective tax rate of 10.06.
| Income Tax | 259,000.00 |
| Effective Tax Rate | 10.06 |
Stock Price Statistics
Northumberland Bancorp's stock has gained approximately 37.2093% over the past 52 weeks. The 50-day moving average sits at 27.30, while the 200-day moving average is 26.23.
| Beta (5Y) | N/A |
| 52-Week Price Change | 37.2093% |
| 50-Day Moving Average | 27.30 |
| 200-Day Moving Average | 26.23 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Northumberland Bancorp generated 20.87M in revenue and converted that into 2.32M in net income, yielding earnings per share of 1.76.
| Revenue | 20.87M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 2.57M |
| Net Income | 2.32M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.76 |
Balance Sheet
Northumberland Bancorp holds 39.43M in cash and equivalents against 29.88M in total debt, resulting in a net debt position of -39.43M.
| Cash & Cash Equivalents | 39.43M |
| Total Debt | 29.88M |
| Net Debt | -39.43M |
| Equity (Book Value) | 64.16M |
| Book Value Per Share | 48.91 |
| Working Capital | N/A |
Margins
Northumberland Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 12.33 |
| Profit Margin | 11.09 |
| EBITDA Margin | N/A |
Stock Splits
Northumberland Bancorp's most recent stock split took place on May 13, 2005 with a 1:2 split ratio.
| Last Split Date | 5/13/2005 |
| Split Ratio | 1:2 |
Scores
Northumberland Bancorp posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |