Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser

As of June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser has 162.03M shares outstanding.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser posted a return on equity (ROE) of 10.79, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.06, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.30, useful for judging operating efficiency across full business cycles. The company generates approximately 1.41M in revenue per employee across its workforce of 6,361.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser recorded 384.38M in income tax expense. That works out to an effective tax rate of 17.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.16B, leaving 1.78B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Over the twelve months ended June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser generated 8.99B in revenue and converted that into 1.78B in net income, yielding earnings per share of 11.04.

As of June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser holds 12.32B in cash and equivalents against 32.74B in total debt, resulting in a net debt position of 21.36B.

Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser produced 4.71B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.28B in capital expenditures, free cash flow totaled 3.43B - equivalent to 21.32 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser paid dividends of 11.07 per share. The dividend payout ratio of 100.07 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.