Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser

Santander Holdings USA, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Ser

24.99
USD
+0.01
(+0.04%)
11.04EPS
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
55.85
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
11.06
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
21.32
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
11.07
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
101.83
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
83.53
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
161
Sales/Revenue/Turnover
- -
10,955
9,422
8,838
8,812
9,001
9,631
9,981
9,879
9,532
8,917
8,780
9,064
8,991
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
286
-20
518
1,272
- -
1,913
2,403
2,766
2,355
2,788
2,618
2,604
2,491
2,292
Net Income, GAAP
656
2,569
-1,402
- -
552
707
753
-840
2,982
1,405
933
1,077
1,645
1,780
Effective Tax Rate (%)
11.28
35.54
- -
- -
- -
30.06
31.19
- -
23.03
19.63
- -
- -
10.66
17.76
Profit Margin (%)
- -
23.46
-14.88
- -
6.27
7.86
7.82
-8.42
30.19
14.74
10.46
12.27
18.15
19.8
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
39,679
49,829
- -
- -
44,954
50,654
46,359
14,166
14,515
20,988
18,888
14,445
32,168
Total Equity
- -
22,727
21,847
- -
23,691
23,847
24,399
21,263
24,467
17,430
15,501
15,676
15,945
16,500
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
0.92
0.65
- -
3.52
2.22
- -
- -
2.92
3.3
Return on Common Equity (%)
- -
- -
-7.42
- -
- -
3.33
3.48
-4.01
14.07
7.03
5.67
6.91
10.41
10.79

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
22,657
2,249
576
LT Borrowings
14,445
33,118
32,168
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
161
162
162
Market Capitalization
- -
- -
- -

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15,749
16,239
12,318
Accounts Receivable, Net
824
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
6,042
7,195
6,909
ST Debt
22,657
2,249
576
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-4.38%
1.72%
Free Cash Flow
-75.67%
15.95%
-91.25%
Net Income, GAAP
- -
-94.64%
52.7%
Sales/Revenue/Turnover
-0.3%
-1.86%
3.24%
Total Cash Common Dividend
- -
- -
17.65%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,209
2,293
2,083
2,194
8,780
2025
2,269
2,247
2,281
2,267
9,064
2026
2,220
2,223
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.01
2.44
1.14
0.74
- -
2025
2.16
3
2.78
2.03
- -
2026
2.6
3.65
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
1.73
0.26
5.42
- -
2025
- -
0.53
- -
9.01
- -
2026
0.28
1.84
- -
- -
- -

Company Description

CEO
Christiana Riley
Full Time Employees
4,601
Sector
Finance
Industry
Major banks
Address
Boston United States
Business
Santander Holdings USA, Inc., a bank holding company and the intermediate holding company for the U.S. operations of Spain-based Banco Santander, S.A., provides a comprehensive range of retail banking, commercial banking, auto financing, corporate and investment banking, and wealth management services to individual consumers, small and middle-market businesses, large corporations, and institutional clients across the United States. Headquartered in Boston, Massachusetts, and incorporated in 1987, the company operates through principal operating subsidiaries that include Santander Bank, N.A., Santander Consumer USA Inc., Santander Investment Securities Inc., Santander Asset Management, LLC, and Banco Santander International. The company delivers a diverse portfolio of financial products and services organized across core operating divisions: Retail and Digital Banking offers personal checking, savings, and money market deposit accounts; certificates of deposit; credit and debit cards; residential mortgages; home equity loans and lines of credit; personal unsecured loans; and nationwide digital banking products powered by its Openbank platform; Auto Finance provides direct and indirect automobile financing, vehicle retail installment sales contracts, auto lease servicing, dealership inventory and floorplan financing, and dealer commercial lending solutions; Commercial Banking provides commercial real estate loans, commercial and industrial financing, equipment and asset-based lending, treasury and liquidity management, trade finance, merchant acquiring services, and foreign exchange execution; Corporate and Investment Banking delivers debt and equity capital markets underwriting, syndicated credit facilities, mergers and acquisitions advisory, project and structured finance, and fixed income and equity securities broker-dealer services; and Wealth Management provides private wealth advisory, customized portfolio management, fiduciary and trust services, estate planning, and retail investment solutions. In recent strategic developments, Santander Holdings USA, Inc. has expanded its scale and national banking footprint through the transformative acquisition and integration of Webster Financial Corporation, broadening its commercial lending, health savings accounts, and Northeast branch distribution to surpass 320 billion dollars in consolidated assets. The institution also launched and scaled Openbank by Santander as its primary nationwide consumer digital banking platform, deploying cloud-native infrastructure to gather consumer deposits and support national lending operations. Furthermore, the company has expanded its U.S. Corporate and Investment Banking franchise through extensive senior advisory hiring and capital markets buildouts, expanded regional presence and hybrid Work Café locations in high-growth metropolitan areas including South Florida, and maintained active capital management through preferred equity issuances and depositary share offerings traded on the New York Stock Exchange.