1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
OFG Bancorp

OFG Bancorp

OFG
OFG BancorpUS flagNew York Stock Exchange
44.72
USD
-0.85
- -
1.89BMarket Cap

Total Valuation

OFG Bancorp carries a market capitalization of 1.89B, placing it among publicly traded companies globally. Its enterprise value stands at 1.62B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.89B
Enterprise Value1.62B

Share Statistics

OFG Bancorp currently has 42.26M shares outstanding.

Shares Outstanding42.26M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

OFG Bancorp trades at a trailing price-to-earnings ratio of 8.35. The price-to-sales ratio is 2.59, and the price-to-book ratio stands at 1.78.

PE Ratio8.35
PS Ratio2.59
PB Ratio1.78
P/TBV Ratio1.48
P/FCF Ratio7.90
P/OCF Ratio8.57

Enterprise Valuation

On an enterprise value basis, OFG Bancorp trades at an EV/EBITDA multiple of 65.19 and an EV/FCF ratio of 7.17.

EV / Sales2.36
EV / EBITDA65.19
EV / EBITN/A
EV / FCF7.17

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity35.02
Debt / EBITDA19.24
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)22.95
Return on Assets (ROA)1.80
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, OFG Bancorp has paid 30.00M in income taxes, reflecting an effective tax rate of 12.32.

Income Tax30.00M
Effective Tax Rate12.32

Stock Price Statistics

OFG Bancorp's stock has gained approximately 7.94111% over the past 52 weeks. The 50-day moving average sits at 43.78, while the 200-day moving average is 42.05.

Beta (5Y)N/A
52-Week Price Change7.94111%
50-Day Moving Average43.78
200-Day Moving Average42.05
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, OFG Bancorp generated 688.35M in revenue and converted that into 213.47M in net income, yielding earnings per share of 4.84.

Revenue688.35M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income243.46M
Net Income213.47M
EBITDA24.87M
EBITN/A
Earnings Per Share (EPS)4.84

Balance Sheet

OFG Bancorp holds 638.63M in cash and equivalents against 478.67M in total debt, resulting in a net debt position of -179.92M.

Cash & Cash Equivalents638.63M
Total Debt478.67M
Net Debt-179.92M
Equity (Book Value)998.23M
Book Value Per Share22.67
Working CapitalN/A

Cash Flow

OFG Bancorp produced 207.77M in operating cash flow over the past twelve months. After subtracting -18.39M in capital expenditures, free cash flow totaled 189.38M - equivalent to 4.30 per share.

Operating Cash Flow207.77M
Capital Expenditures-18.39M
Free Cash Flow189.38M
FCF Per Share4.30

Margins

OFG Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin35.37
Profit Margin31.01
EBITDA Margin3.61

Dividends & Yields

The company's payout ratio of 25.05 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.21
Dividend YieldN/A
Payout Ratio25.05
Shareholder Yield-3.40
FCF Yield12.66

Stock Splits

OFG Bancorp's most recent stock split took place on December 29, 2004 with a 10:11 split ratio.

Last Split Date12/29/2004
Split Ratio10:11

Scores

OFG Bancorp posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.27