As of September 30, 2026, OneMain Holdings, Inc. carries a market capitalization of 6.35B, placing it among publicly traded companies globally. Its enterprise value stands at 29.29B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 6.35B |
| Enterprise Value | 29.29B |
OneMain Holdings, Inc.'s next confirmed earnings release is scheduled for February 10, 2027.
| Earnings Date | 2/10/2027 |
As of September 30, 2026, OneMain Holdings, Inc. has 114.58M shares outstanding.
| Shares Outstanding | 114.58M |
As of September 30, 2026, OneMain Holdings, Inc. trades at a trailing price-to-earnings ratio of 8.35. The price-to-sales ratio is 1.23, and the price-to-book ratio stands at 1.87.
| PE Ratio | 8.35 |
| PS Ratio | 1.23 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 3.87 |
| P/FCF Ratio | 2.01 |
| P/OCF Ratio | 1.99 |
These figures are as of September 30, 2026. The EV/Sales ratio of 5.62 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. OneMain Holdings, Inc. trades at an EV/FCF ratio of 9.12, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 29.29B versus a market cap of 6.35B, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 5.62 |
| EV / FCF | 9.12 |
These figures are as of September 30, 2026.
| Debt / Equity | 709.94 |
Over the twelve months ended September 30, 2026, OneMain Holdings, Inc. posted a return on equity (ROE) of 22.66, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.75, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.88, useful for judging operating efficiency across full business cycles. The company generates approximately 560,322.58 in revenue per employee across its workforce of 9,300.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 22.66 |
| Return on Assets (ROA) | 2.75 |
| Return on Capital Employed (ROCE) | 2.88 |
| Revenue Per Employee | 560,322.58 |
| Employee Count | 9,300.00 |
Over the twelve months ended September 30, 2026, OneMain Holdings, Inc. recorded 207.00M in income tax expense. That works out to an effective tax rate of 21.25, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 974.00M, leaving 767.00M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 207.00M |
| Effective Tax Rate | 21.25 |
As of the close on November 4, 2026, OneMain Holdings, Inc.'s stock has declined approximately 4.18% over the past 52 weeks. The 50-day moving average sits at 58.68, while the 200-day moving average is 58.25.
| 52-Week Price Change | -4.18% |
| 50-Day Moving Average | 58.68 |
| 200-Day Moving Average | 58.25 |
Over the twelve months ended September 30, 2026, OneMain Holdings, Inc. generated 5.21B in revenue and converted that into 767.00M in net income, yielding earnings per share of 6.57.
| Revenue | 5.21B |
| Pretax Income | 974.00M |
| Net Income | 767.00M |
| Earnings Per Share (EPS) | 6.57 |
As of September 30, 2026, OneMain Holdings, Inc. holds 1.13B in cash and equivalents against 24.07B in total debt, resulting in a net debt position of 23.41B.
| Cash & Cash Equivalents | 1.13B |
| Total Debt | 24.07B |
| Net Debt | 23.41B |
| Equity (Book Value) | 3.39B |
| Book Value Per Share | 29.60 |
OneMain Holdings, Inc. produced 3.21B in operating cash flow over the twelve months ended September 30, 2026.
| Operating Cash Flow | 3.21B |
| Free Cash Flow | 3.21B |
| FCF Per Share | 27.78 |
These figures cover the twelve months ended September 30, 2026.
| Pretax Margin | 18.69 |
| Profit Margin | 14.72 |
Over the twelve months ended September 30, 2026, OneMain Holdings, Inc. paid dividends of 4.27 per share. The dividend payout ratio of 64.41 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 49.68, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -14.69, meaning OneMain Holdings, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Dividend Per Share | 4.27 |
| Payout Ratio | 64.41 |
| Shareholder Yield | -14.69 |
| FCF Yield | 49.68 |