OneMain Holdings, Inc.

OneMain Holdings, Inc.

OMF
OneMain Holdings, Inc.US flagNew York Stock Exchange
59.74
USD
-0.26
- -
6.90BMarket Cap
OneMain Holdings, Inc.
OMF
(New York Stock Exchange)

Recent

price

59.74

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.88
6.67
7.18
13.83
18.22
11.55
21.33
21.95
24.78
27.27
29.08
31.58
34.69
35.74
38.01
42.41
42.95
Revenue per Share
5.73
-2.17
-1.95
-0.18
4.03
-1.72
1.6
1.35
3.29
6.28
5.43
10.28
7.2
5.35
4.26
6.68
6.77
Basic EPS, GAAP
2.41
1.53
2.04
6.56
3.32
5.79
9.81
11.5
15.06
17.35
16.47
17.58
19.72
21.03
22.61
26.72
27.28
Free Cash Flow per Basic Share
- -
- -
- -
1.98
5.56
0.6
0.13
- -
- -
3
6
9.97
3.97
4.07
4.17
4.26
4.26
Dividend per Share
- -
11.12
9.02
9.6
13.01
10.23
11.31
12.62
15.84
19.08
12.59
13.52
17.51
19.09
19.24
22.01
22.81
Book Value per Share
6.56
11.83
10.32
18.08
15.82
5.67
8.55
10.47
14.64
18.71
12.65
10.81
10.88
12.43
11.99
14.04
13.8
Tangible Book Value per Share
112
112
112
103
115
128
135
135
136
136
134
128
121
120
119
117
118
Basic Weighted Avg Shares
880
744
802
1,423
2,092
1,478
2,873
2,969
3,366
3,712
3,906
4,036
4,199
4,280
4,537
4,970
5,047
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
158
275
165
-55
23
198
521
328
289
271
264
264
262
257
277
287
291
Depreciation Expense
640
-242
-218
-19
463
-220
215
183
447
855
730
1,314
872
641
509
783
796
Net Income, GAAP
- -
- -
- -
- -
31.59
- -
31.74
57.54
28.37
22.13
25.28
24.53
24.5
23.69
23.69
21.78
22.11
Effective Tax Rate (%)
72.72
-32.48
-27.15
-1.34
22.13
-14.88
7.48
6.16
13.28
23.03
18.69
32.56
20.77
14.98
11.22
15.75
15.77
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15,174
9,302
12,621
12,769
8,356
17,300
13,959
15,050
15,178
17,212
17,800
17,750
18,281
19,813
21,438
22,693
22,395
LT Debt
756
1,363
1,181
1,887
1,837
2,730
3,066
3,278
3,799
4,330
3,441
3,093
3,015
3,186
3,191
3,401
3,377
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-38.95
-19.37
-1.9
37.33
-15.7
15.18
11.33
23.17
36.01
34.04
76.84
45.32
29.1
22.21
32.11
31.43
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1
1
1
LT Borrowings
22,337
22,693
22,395
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
118
117
116
Market Capitalization
6,717
8,000
6,286

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
873
1,159
1,110
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.83%
-0.04%
6.58%
Free Cash Flow
17.32%
7.31%
16.04%
Net Income, GAAP
6.14%
10.62%
53.83%
Sales/Revenue/Turnover
15.14%
4.97%
9.54%
Total Cash Common Dividend
- -
-0.07%
0.2%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,078
1,108
1,164
1,187
4,537
2025
1,189
1,219
1,274
1,289
4,970
2026
1,265
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.29
0.59
1.31
1.06
4.26
2025
1.79
1.41
1.68
1.74
6.68
2026
1.95
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.02
1.04
1.06
1.05
4.17
2025
1.06
1.05
1.06
1.05
4.26
2026
1.11
- -
- -
- -
- -
Business
OneMain Holdings, Inc. operates as a financial services holding company specializing in nonprime consumer credit in the United States. The company offers a broad range of financial products and services including personal loans secured by automobiles, other titled collateral or unsecured; secured auto financing; credit cards; and optional credit insurance products such as life, disability, and involuntary unemployment insurance. It also provides non-credit insurance, guaranteed asset protection coverage, and membership plans through its branch-based network and digital platforms. Headquartered in New York and founded in 1912, OneMain targets underserved consumers who have limited access to traditional banking services. Recent major developments include the strategic acquisition of Foursight Capital LLC in April 2024, which expanded OneMain’s presence in the automobile finance market by adding over $1.2 billion in receivables and enhancing its capabilities with Foursight’s seasoned team, scalable technology, tested credit models, and dealer network. The company reported strong financial performance in 2024 and through 2025, including managed receivables growth to approximately $25.9 billion, increased consumer loan originations, and total revenues exceeding $1.6 billion in recent quarters. OneMain also initiated a $1.0 billion share repurchase program and raised its quarterly dividend to $1.05 per share. It continues to invest heavily in digital platforms to enhance customer experience and expand access to credit, reflecting a disciplined expansion strategy in auto lending alongside its core unsecured personal loan business. OneMain operates solely in the U.S. nonprime consumer finance sector, providing responsible credit access to its customer base with a focus on financial inclusion and education. The company remains committed to transparent and responsible lending practices, supported by ongoing operational improvements and strategic growth initiatives led by CEO Doug Shulman. Its recent acquisition and substantial capital management activities underscore its growth orientation and confidence in the underserved lending market opportunity.

Company News

APIChatGPT
  • Earnings Preview: OneMain Holdings (OMF) Q2 Earnings Expected to Decline

  • Subprime Auto Loans Just Hit Their Worst Delinquency Rate in 32 Years. Here's What It Means for Lenders.

  • A Look at OneMain Holdings Inc (OMF) After 4.0% Decline -- GF Value $57.93 vs Price $57.25

  • OneMain Holdings Announces Date of Second Quarter 2026 Earnings Release and Conference Call

  • Nu vs. OneMain: Should You Pick the Digital Disruptor or the Domestic Dividend Payer in 2026?

  • OneMain Holdings: I Still Like This 7% Yield In My Portfolio

  • From Contrarian Bets to Steady Income: Ranking 3 Miller-Style Stocks for Retirees

  • OneMain Holdings: It's Still Trading Within My Margin Of Safety

  • OneMain Holdings, Inc. (NYSE: OMF) Investigated for Potential Federal Securities Laws Violations – Lowey Dannenberg, P.C.

  • OneMain vs. Upstart: Which Consumer Loan Stock Is a Better Buy in 2026?

  • KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2026-1

  • OneMain Holdings: Resilient To Credit Fears

  • OneMain Holdings, Inc. (NYSE: OMF) Investigated for Potential Federal Securities Laws Violations – Lowey Dannenberg, P.C.

  • Great Buy-The-Dip Opportunity: Deeply Discounted 7.8-11% Yields With Buybacks

  • First Look: Aramco profit jump, Nvidia-Corning deal, GM fined

  • OneMain Holdings Q1 Earnings Beat as NII Rises Y/Y, Stock Falls 3.7%

  • National Healthcare Properties Announces $528 Million Sale of OMF Portfolio

  • OneMain Holdings, Inc. (OMF) Q1 2026 Earnings Call Transcript

  • Compared to Estimates, OneMain (OMF) Q1 Earnings: A Look at Key Metrics

  • OneMain Holdings (OMF) Tops Q1 Earnings Estimates