OP Bancorp
NASDAQTotal Valuation
OP Bancorp carries a market capitalization of 230.26M, placing it among publicly traded companies globally. Its enterprise value stands at 158.08M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 230.26M |
| Enterprise Value | 158.08M |
Share Statistics
OP Bancorp currently has 14.93M shares outstanding.
| Shares Outstanding | 14.93M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
OP Bancorp trades at a trailing price-to-earnings ratio of 7.71. The price-to-sales ratio is 2.25, and the price-to-book ratio stands at 0.94.
| PE Ratio | 7.71 |
| PS Ratio | 2.25 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 7.77 |
| P/OCF Ratio | 8.00 |
Enterprise Valuation
On an enterprise value basis, OP Bancorp trades at an EV/EBITDA multiple of 18.63 and an EV/FCF ratio of 5.49.
| EV / Sales | 1.60 |
| EV / EBITDA | 18.63 |
| EV / EBIT | N/A |
| EV / FCF | 5.49 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 45.88 |
| Debt / EBITDA | 12.91 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.41 |
| Return on Assets (ROA) | 1.07 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, OP Bancorp has paid 11.20M in income taxes, reflecting an effective tax rate of 27.88.
| Income Tax | 11.20M |
| Effective Tax Rate | 27.88 |
Stock Price Statistics
OP Bancorp's stock has gained approximately 8.03634% over the past 52 weeks. The 50-day moving average sits at 15.28, while the 200-day moving average is 14.28.
| Beta (5Y) | N/A |
| 52-Week Price Change | 8.03634% |
| 50-Day Moving Average | 15.28 |
| 200-Day Moving Average | 14.28 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, OP Bancorp generated 99.03M in revenue and converted that into 28.95M in net income, yielding earnings per share of 1.94.
| Revenue | 99.03M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 40.15M |
| Net Income | 28.95M |
| EBITDA | 8.48M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.94 |
Balance Sheet
OP Bancorp holds 175.17M in cash and equivalents against 109.49M in total debt, resulting in a net debt position of -75.53M.
| Cash & Cash Equivalents | 175.17M |
| Total Debt | 109.49M |
| Net Debt | -75.53M |
| Equity (Book Value) | 238.64M |
| Book Value Per Share | 15.99 |
| Working Capital | N/A |
Cash Flow
OP Bancorp produced 27.91M in operating cash flow over the past twelve months. After subtracting -898,000.00 in capital expenditures, free cash flow totaled 27.01M - equivalent to 1.81 per share.
| Operating Cash Flow | 27.91M |
| Capital Expenditures | -898,000.00 |
| Free Cash Flow | 27.01M |
| FCF Per Share | 1.81 |
Margins
OP Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 40.54 |
| Profit Margin | 29.24 |
| EBITDA Margin | 8.57 |
Dividends & Yields
The company's payout ratio of 25.71 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.50 |
| Dividend Yield | N/A |
| Payout Ratio | 25.71 |
| Shareholder Yield | -69.56 |
| FCF Yield | 12.87 |
Scores
OP Bancorp posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.17 |