OppFi Inc. WT
OPFI-WT
New York Stock Exchange0.11
USD
+0.01
- -
OppFi Inc. WT
OPFI-WT
(New York Stock Exchange)
Recent
price
0.11
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
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in mil. unless spec.- Similar Companies
- Business
- OppFi Inc. (NYSE: OPFI; OPFI-WT) operates as a tech-enabled specialty finance platform that partners with community banks to broaden credit access for everyday Americans underserved by traditional lenders; its core offerings include OppLoans installment loans with transparent terms, credit bureau reporting, and financial education resources; SalaryTap employer-sponsored loans secured by employee salaries; and OppCard credit-building cards featuring credit line increases and reporting for consumers with limited credit history. Founded in 2012 and headquartered at 130 E. Randolph Street, Suite 3400 in Chicago, Illinois, the company targets credit-constrained individuals across the United States, emphasizing financial inclusion through machine learning-driven risk assessment, online origination, and servicing via its mobile-optimized platform. OppFi went public in 2021 via a SPAC merger with FG New America Acquisition Corp. valuing it at approximately $800 million; it rebranded from OppLoans in 2020 to reflect expanded products; acquired a 35% equity stake in Bitty Advance in early 2024 to enter small business financing with options for majority control by 2027; and upsized its revolving credit facility to $300 million with Blue Owl Capital affiliates in February 2025 following Blue Owl's acquisition of Atalaya Capital Management.