Funding Circle Holdings plc
FDCHF
Other OTC2.18
USD
- -
- -
ISIN
GB00BG0TPX62
Return %
Stock
S&P500
1Y
38.85
26.53
3Y
233.33
76.60
5Y
28.24
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.- CEO
- Lisa Jane Jacobs
- Full Time Employees
- 726
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 71 Queen Victoria Street London United Kingdom EC4V 4AY
- IPO Date
- Nov 29, 2018
- Website
- fundingcircle.com
- Similar Companies
- Business
- Funding Circle Holdings plc (LSE: FCH) operates as the United Kingdom's leading small and medium-sized enterprise (SME) finance platform, providing technology-driven lending solutions to help SMEs access funding for growth, cash flow management, and operations. The company offers a diverse range of products including term loans up to £750,000 over six years with interest from 6.9%; FlexiPay revolving credit facilities up to £250,000 payable in 1 to 12 months with fees from 1.99% per transaction; Cashback business credit cards up to £250,000 featuring 2% cashback for six months (up to £2,000) and 1% thereafter with interest from 14.9%; Growth Guarantee Scheme loans from £25,001 to £250,000 at rates from 13.4%; and asset finance up to £5 million through specialist partners. It serves SMEs across sectors such as wholesale and retail, real estate, health services, and others, primarily in the UK with historical operations in Germany and the Netherlands incorporated into term loans segments; principal reporting segments comprise UK Term Loans and FlexiPay. Founded in 2010 and headquartered at 71 Queen Victoria Street in London, the company has extended over £16 billion in credit to approximately 110,000 SMEs, with £2.8 billion in loans under management and 721 employees. Recent major changes include the June 2024 sale of its US business to iBusiness Funding for £33 million to focus on profitable UK growth; extension of its strategic partnership with TPG Angelo Gordon and Barclays via a £300 million forward flow deal in September 2025; and robust half-year 2025 results showing 21% credit extension growth to £1,111 million. Subsidiaries encompass Funding Circle Ltd, Funding Circle CE GmbH, and Funding Circle Global Partners Limited.
Funding Circle Holdings plc (FDCHF) Q4 2025 Earnings Call Transcript
Funding Circle Holdings Plc (FDCHF) Q2 2025 Earnings Call Transcript