Orrstown Financial Services, Inc.
NASDAQ Capital MarketTotal Valuation
Orrstown Financial Services, Inc. carries a market capitalization of 847.41M, placing it among publicly traded companies globally. Its enterprise value stands at 211.80M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 847.41M |
| Enterprise Value | 211.80M |
Share Statistics
Orrstown Financial Services, Inc. currently has 19.67M shares outstanding.
| Shares Outstanding | 19.67M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Orrstown Financial Services, Inc. trades at a trailing price-to-earnings ratio of 9.11. The price-to-sales ratio is 3.12, and the price-to-book ratio stands at 1.29.
| PE Ratio | 9.11 |
| PS Ratio | 3.12 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | 8.81 |
| P/OCF Ratio | 8.96 |
Enterprise Valuation
On an enterprise value basis, Orrstown Financial Services, Inc. trades at an EV/EBITDA multiple of 14.70 and an EV/FCF ratio of 2.36.
| EV / Sales | 0.84 |
| EV / EBITDA | 14.70 |
| EV / EBIT | N/A |
| EV / FCF | 2.36 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 45.49 |
| Debt / EBITDA | 19.63 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 14.75 |
| Return on Assets (ROA) | 1.57 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Orrstown Financial Services, Inc. has paid 21.01M in income taxes, reflecting an effective tax rate of 19.58.
| Income Tax | 21.01M |
| Effective Tax Rate | 19.58 |
Stock Price Statistics
Orrstown Financial Services, Inc.'s stock has gained approximately 23.33429% over the past 52 weeks. The 50-day moving average sits at 41.94, while the 200-day moving average is 38.02.
| Beta (5Y) | N/A |
| 52-Week Price Change | 23.33429% |
| 50-Day Moving Average | 41.94 |
| 200-Day Moving Average | 38.02 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Orrstown Financial Services, Inc. generated 252.33M in revenue and converted that into 86.32M in net income, yielding earnings per share of 4.45.
| Revenue | 252.33M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 107.34M |
| Net Income | 86.32M |
| EBITDA | 14.41M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.45 |
Balance Sheet
Orrstown Financial Services, Inc. holds 874.14M in cash and equivalents against 282.82M in total debt, resulting in a net debt position of 137.98M.
| Cash & Cash Equivalents | 874.14M |
| Total Debt | 282.82M |
| Net Debt | 137.98M |
| Equity (Book Value) | 621.65M |
| Book Value Per Share | 31.60 |
| Working Capital | N/A |
Cash Flow
Orrstown Financial Services, Inc. produced 87.79M in operating cash flow over the past twelve months. After subtracting -2.10M in capital expenditures, free cash flow totaled 85.69M - equivalent to 4.45 per share.
| Operating Cash Flow | 87.79M |
| Capital Expenditures | -2.10M |
| Free Cash Flow | 85.69M |
| FCF Per Share | 4.45 |
Margins
Orrstown Financial Services, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 42.54 |
| Profit Margin | 34.21 |
| EBITDA Margin | 5.71 |
Dividends & Yields
The company's payout ratio of 25.81 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.16 |
| Dividend Yield | N/A |
| Payout Ratio | 25.81 |
| Shareholder Yield | -16.40 |
| FCF Yield | 11.35 |
Stock Splits
Orrstown Financial Services, Inc.'s most recent stock split took place on May 23, 2007 with a 20:21 split ratio.
| Last Split Date | 5/23/2007 |
| Split Ratio | 20:21 |
Scores
Orrstown Financial Services, Inc. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |