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Holand og Setskog Sparebank

Holand og Setskog Sparebank

OOSL:HSPG
126.00
NOK
0.00
(0.00%)
2.74EPS
57.39P/E
108.00MMarket Cap
Nov 03Next Earn
Holand og Setskog Sparebank
OSL:HSPG
(Euronext Oslo)

Recent

price

126.00

P/E

ratio

57.39

div

yld

3.97%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
NOK
123.43
129.57
171.96
176.73
179.22
180.1
202.29
196.65
215.82
228.93
240.06
240.66
263.37
283.38
283.66
287.26
280.01
Revenue per Share
24.12
20.6
36.97
39.42
50.23
48.26
81.25
67.65
76.21
81.49
77.15
77.01
68.03
73.85
79.99
68.96
2.74
Basic EPS, GAAP
-237.18
45.58
41.09
97.14
71.81
74.51
69.37
-51.41
-473.85
-157.57
-351.23
194.32
2.09
385.59
-807.96
118.52
-79.97
Free Cash Flow per Basic Share
- -
6.37
4.66
5.1
8.83
10.42
5
5
7.5
8
5
7
7
7
7
9
5
Dividend per Share
428.78
441.55
464.46
499.86
547.27
765.58
833.77
821.08
893.52
957.44
1,040.93
1,115.85
1,220.79
1,312.15
1,436.96
1,674.19
1,635.35
Book Value per Share
428.78
441.55
464.46
499.86
547.27
765.58
833.77
821.08
893.52
924.97
1,011.41
1,089.28
1,208.1
1,299.46
1,436.96
1,674.19
1,635.35
Tangible Book Value per Share
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
85
89
118
122
123
124
139
135
148
157
165
166
181
195
195
198
193
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
2
2
2
2
2
2
2
2
2
5
5
5
7
7
10
13
Depreciation Expense
17
14
25
27
35
33
56
47
52
56
53
53
47
51
55
47
2
Net Income, GAAP
29.58
23.83
24.94
25.52
25.5
27.51
21.74
24.29
22.13
22.07
20.62
20.9
19.29
22.74
21.17
17.78
- -
Effective Tax Rate (%)
19.54
15.9
21.5
22.31
28.03
26.79
40.16
34.4
35.31
35.59
32.14
32
25.83
26.06
28.2
24
0.98
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,157
1,320
1,112
1,054
1,132
825
711
821
1,190
1,329
2,130
2,162
2,148
2,318
2,747
3,055
2,970
LT Debt
295
304
320
344
376
527
574
565
615
659
716
768
840
903
988
1,152
1,125
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.1
0.92
1.66
1.92
2.38
2.32
4.24
3.49
3.29
2.96
2.2
1.83
1.58
1.64
1.58
1.19
- -
Return on Capital (%)
6.29
4.73
8.16
8.18
9.59
7.35
10.16
8.18
8.89
8.8
7.72
7.14
5.82
5.83
5.82
4.43
0.18
Return on Common Equity (%)

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
105
109
108

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
627
481
323
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.22%
10.02%
16.51%
Free Cash Flow
1,832.55%
3,525.74%
-114.67%
Net Income, GAAP
5.71%
-1.75%
-13.79%
Sales/Revenue/Turnover
4.89%
3.73%
1.27%
Total Cash Common Dividend
- -
- -
28.58%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
43
53
49
51
195
2025
42
58
45
50
198
2026
40
57
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18.15
12.92
24.99
23.92
79.99
2025
16.8
27.61
9.16
15.39
68.96
2026
8.62
-30.44
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
- -
- -
- -
7
2025
- -
- -
- -
- -
9
2026
5
- -
- -
- -
- -
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Business
Høland og Setskog Sparebank delivers a broad spectrum of financial services to both individual and corporate clients within Norway, primarily focusing on its local market in the Aurskog-Høland region of Akershus county. The institution offers a comprehensive suite of products, including various deposit and savings accounts, a wide array of lending solutions such as mortgages and business loans, alongside digital banking capabilities and investment guidance. Additionally, the bank provides a full range of insurance offerings for personal and commercial needs. Established in 1849 as Høland Præstegjelds Sparebank, the entity adopted its current name, Høland og Setskog Sparebank, in 2010. The bank maintains its headquarters in Bjørkelangen, Norway.