Instabank ASA

Instabank ASA

4.91
NOK
-0.04
(-0.81%)
0.32EPS
11.71P/E
1.86BMarket Cap
Nov 06Next Earn

Total Valuation

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As of June 30, 2026, Instabank ASA carries a market capitalization of 1.86B, placing it among publicly traded companies globally. Its enterprise value stands at 2.10B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.86B
Enterprise Value2.10B

Important Dates

Instabank ASA's next confirmed earnings release is scheduled for November 6, 2026.

Earnings Date11/6/2026

Share Statistics

As of June 30, 2026, Instabank ASA has 461.21M shares outstanding.

Shares Outstanding461.21M

Valuation Ratios

As of June 30, 2026, Instabank ASA trades at a trailing price-to-earnings ratio of 11.71. The price-to-sales ratio is 2.47, and the price-to-book ratio stands at 1.30.

PE Ratio11.71
PS Ratio2.47
PB Ratio1.30
P/TBV Ratio1.33

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.98 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 2.10B versus a market cap of 1.86B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.98

Financial Position

These figures are as of June 30, 2026.

Debt / Equity16.84

Financial Efficiency

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Over the twelve months ended June 30, 2026, Instabank ASA posted a return on equity (ROE) of 11.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.49, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.22, useful for judging operating efficiency across full business cycles. The company generates approximately 12.40M in revenue per employee across its workforce of 56.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.92
Return on Assets (ROA)1.49
Return on Capital Employed (ROCE)10.22
Revenue Per Employee12.40M
Employee Count56.75

Taxes

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Over the twelve months ended June 30, 2026, Instabank ASA recorded 39.56M in income tax expense. That works out to an effective tax rate of 21.02, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 188.19M, leaving 148.64M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax39.56M
Effective Tax Rate21.02

Stock Price Statistics

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As of the close on October 22, 2026, Instabank ASA's stock has gained approximately 52.48% over the past 52 weeks. The 50-day moving average sits at 4.96, while the 200-day moving average is 4.37.

52-Week Price Change52.48%
50-Day Moving Average4.96
200-Day Moving Average4.37

Income Statement

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Over the twelve months ended June 30, 2026, Instabank ASA generated 703.54M in revenue and converted that into 148.64M in net income, yielding earnings per share of 0.32.

Revenue703.54M
Pretax Income188.19M
Net Income148.64M
Earnings Per Share (EPS)0.32

Balance Sheet

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These figures are as of June 30, 2026.

Total Debt240.96M
Equity (Book Value)1.43B
Book Value Per Share3.10

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin26.75
Profit Margin21.13

Stock Splits

Instabank ASA's most recent stock split took place on May 5, 2023 with a 145:146 split ratio.

Last Split Date5/5/2023
Split Ratio145:146