Trondelag Sparebank

Trondelag Sparebank

OOSL:TRSB
108.30
NOK
+0.10
(+0.09%)
9.67EPS
11.48P/E
521.21MMarket Cap
Dec 02Next Earn
Trondelag Sparebank
OSL:TRSB
(Euronext Oslo)

Recent

price

108.30

P/E

ratio

11.48

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
TTM
NOK
21.69
24.6
28.13
58.46
65.36
71.8
73.59
Revenue per Share
5.87
7.99
7.43
14.86
14.1
14.68
9.5
Basic EPS, GAAP
34.02
-16.29
-21.84
-189.45
-45.87
-44.74
-90.47
Free Cash Flow per Basic Share
- -
2.26
1.55
1.42
3.27
4.79
- -
Dividend per Share
90.33
97.48
122.2
200.23
232.19
245.81
243.77
Book Value per Share
90.33
97.09
121.9
195.9
227.86
237.49
235.45
Tangible Book Value per Share
5
5
5
5
5
5
5
Basic Weighted Avg Shares
103
117
134
278
313
343
352
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
4
4
4
8
11
14
Depreciation Expense
28
38
35
71
67
70
45
Net Income, GAAP
21.27
22.15
20.58
12.99
19.23
20.66
18.41
Effective Tax Rate (%)
27.07
32.48
26.41
25.42
21.57
20.45
12.9
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
707
569
867
1,841
2,030
2,536
2,936
LT Debt
432
466
585
958
1,112
1,180
1,170
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
3.5
2.85
3.3
2.22
1.99
1.19
Return on Capital (%)
- -
8.48
6.74
9.18
6.52
6.14
3.95
Return on Common Equity (%)

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
559
537
521

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
95
79
81
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
23.89%
6.11%
Free Cash Flow
- -
115.07%
-2.46%
Net Income, GAAP
- -
25.7%
4.13%
Sales/Revenue/Turnover
- -
31.53%
9.85%
Total Cash Common Dividend
- -
- -
46.74%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
73
83
77
79
313
2025
76
90
85
87
343
2026
85
95
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.21
6.61
1.47
2.03
14.1
2025
3.84
6.92
2.35
1.82
14.68
2026
0.36
4.96
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
3.27
2025
- -
- -
- -
- -
4.79
2026
- -
- -
- -
- -
- -
Business
Trøndelag Sparebank is a Norwegian financial institution primarily engaged in providing a comprehensive range of banking and financial services. Its core offerings include retail banking products such as deposit accounts, loans, mortgages, payment services, and wealth management solutions; corporate banking services including financing, cash management, and advisory services; and digital banking solutions tailored to individual and business customers. The bank serves clients predominantly in the Trøndelag region of Norway, with operations extending throughout the country. Established in 1823, Trøndelag Sparebank is headquartered in Trondheim, Norway. In the last 1-2 years, Trøndelag Sparebank has focused on enhancing its digital banking capabilities, launching new digital services to improve customer experience and accessibility. The bank has strengthened strategic partnerships with fintech companies to accelerate innovation in payment solutions and digital financial products. It has also expanded its sustainability initiatives by promoting green financing options and incorporating responsible investment principles into its offerings. There have been no reports of a name change or major reorganizations recently. Trøndelag Sparebank continues to position itself as a regional leader in Norway’s financial services sector, leveraging deep local knowledge and strong community ties. It operates as an independent savings bank with a commitment to supporting local businesses and individuals.