1. United Kingdom Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
Chesnara Plc

Chesnara Plc

4.08
USD
-0.51
(-11.11%)
1.04BMarket Cap
Apr 01Next Earn
Chesnara Plc
OTC:CSNRF
(OTC Markets)

Recent

price

4.08

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
GBP
3.86
-0.13
3.77
5.55
4.47
2.07
4.58
4.88
0.16
8.38
3.7
8.69
-7.46
5.97
8.86
4.38
- -
Revenue per Share
0.25
0.19
0.21
0.37
0.19
0.27
0.24
0.46
0.14
0.46
0.12
0.16
-0.2
0.11
0.02
-0.05
- -
Basic EPS, GAAP
0.22
0.24
0.47
-0.27
0.41
-0.01
-0.43
0.34
0.34
-0.29
0.3
0.13
-0.26
-0.2
0.25
-1.08
- -
Free Cash Flow per Basic Share
0.14
0.14
0.15
0.15
0.16
0.16
0.16
0.17
0.18
0.18
0.19
0.19
0.2
0.2
0.21
0.2
- -
Dividend per Share
1.54
1.58
1.65
1.87
1.92
2.03
2.29
2.62
2.59
2.76
2.82
2.57
2.22
2.07
1.81
2.45
2.27
Book Value per Share
1.46
0.88
1.02
1.15
1.38
1.52
1.88
1.89
1.93
2.19
2.41
2.1
1.49
1.52
1.31
2.06
1.58
Tangible Book Value per Share
118
132
132
132
133
145
147
172
172
172
173
173
173
173
174
205
270
Basic Weighted Avg Shares
456
-17
498
734
595
301
671
840
27
1,445
638
1,500
-1,289
1,032
1,538
897
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
17
12
11
11
12
11
12
16
14
13
12
11
19
19
18
18
- -
Depreciation Expense
30
26
28
49
26
40
35
78
24
79
21
27
-34
19
4
-10
- -
Net Income, GAAP
13.07
- -
- -
18.53
11.21
7.01
13.28
12.46
10.69
17.65
13.81
5.27
- -
- -
81.25
155.32
- -
Effective Tax Rate (%)
6.53
-154.63
5.61
6.73
4.3
13.21
5.26
9.33
88.16
5.48
3.32
1.82
2.61
1.8
0.25
-1.16
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
65
42
36
80
75
67
34
107
109
76
70
49
213
209
205
205
204
LT Debt
203
209
218
247
279
295
394
452
446
475
487
443
384
360
314
563
524
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
13.52
- -
- -
17.13
7.96
11.58
8.89
15.47
4.92
14.5
4.12
5.6
- -
- -
1.1
-2.59
- -
Return on Capital (%)
16.43
12.44
13.07
21.21
9.73
13.86
10.25
18.56
5.38
17.18
4.4
5.87
-8.15
5
1.16
-2.37
- -
Return on Common Equity (%)

Capital Structure

GBP

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
1
1
1
LT Borrowings
204
203
203
LT Finance Leases
2
2
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
174
230
230
Market Capitalization
- -
737
785

Working Capital

GBP

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
170
145
411
Accounts Receivable, Net
- -
7
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.38%
7.58%
79.17%
Free Cash Flow
401.02%
-243.44%
-618.08%
Net Income, GAAP
-59.9%
-159.11%
-366.67%
Sales/Revenue/Turnover
495.41%
-44.72%
-41.65%
Total Cash Common Dividend
6.16%
5.5%
15.07%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1,538
2025
- -
- -
897
2026
- -
- -
- -

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.02
2025
- -
- -
-0.05
2026
- -
- -
- -

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.21
2025
- -
- -
0.2
2026
- -
- -
- -
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Business
Chesnara plc is a United Kingdom-based life assurance and pensions consolidator that acquires and manages closed books of life and pension policies in the UK, Sweden and the Netherlands. Founded in 2003 and headquartered in Preston, Lancashire, the company operates through key segments including UK, which encompasses life insurance and pensions business via Countrywide Assured plc covering linked pension business, life insurance, endowments, annuities and with-profit policies; Movestic, comprising Swedish life and pensions operations through Movestic Livforsakring AB and its investment fund management subsidiary Movestic Fonder AB; Waard Group, handling closed Dutch life insurance with a mix of long-term savings, protection and some non-life business; and Scildon, managing open Dutch life insurance including protection, individual savings and group pension contracts distributed via brokers. The company administers approximately one million policies, targets financial institutions divesting legacy portfolios, and derives significant revenue from its Dutch operations while maintaining investment exposure across markets such as Australia, the UK, Hong Kong, Japan and the USA. In a major strategic expansion announced in July 2025, Chesnara agreed to acquire HSBC Life (UK) Ltd from HSBC Bank plc for £260 million, adding specialist life protection and investment bond products with eligible own funds of £314 million as at 31 December 2024 and expected incremental cash generation exceeding £800 million over its lifetime, including over £140 million in the first five years post-acquisition; the deal, funded by £55 million in cash resources, a £65 million drawdown from its revolving credit facility and a rights issue raising up to £140 million, is anticipated to elevate the company into the FTSE 250 index and enhance scale through integration synergies such as Part VII transfers and reinsurance.