Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc.

27.25
USD
-1.75
(-6.03%)
1.03EPS
Nov 12Next Earn

Important Dates

Figure Technology Solutions, Inc.'s next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Figure Technology Solutions, Inc. has 177.91M shares outstanding.

Shares Outstanding177.91M

Financial Position

As of June 30, 2026, Figure Technology Solutions, Inc. maintains a current ratio of 1.86, meaning it holds 1.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 104.26, indicating elevated leverage, while an interest coverage ratio of 3.52 demonstrates adequate ability to service its debt obligations.

Current Ratio1.86
Quick Ratio1.19
Debt / Equity104.26
Debt / EBITDA6.74
Interest Coverage3.52

Financial Efficiency

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Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. posted a return on equity (ROE) of 26.22, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 11.05, measuring how efficiently the asset base is converted into earnings. The company generates approximately 1.17M in revenue per employee across its workforce of 602.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)26.22
Return on Assets (ROA)11.05
Revenue Per Employee1.17M
Employee Count602.00

Taxes

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Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. recorded an income tax benefit of -36.59M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 200.80M, leaving 237.13M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax-36.59M

Income Statement

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Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. generated 702.94M in revenue and converted that into 237.13M in net income, yielding earnings per share of 1.03. EBITDA reached 218.57M, while operating income came in at 259.20M.

Revenue702.94M
Gross Profit669.70M
Operating Income259.20M
Pretax Income200.80M
Net Income237.13M
EBITDA218.57M
EBIT201.41M
Earnings Per Share (EPS)1.03

Balance Sheet

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As of June 30, 2026, Figure Technology Solutions, Inc. holds 1.44B in cash and equivalents against 1.47B in total debt, resulting in a net debt position of 32.17M. Total book value stands at 1.41B, with working capital of 1.11B providing operational flexibility.

Cash & Cash Equivalents1.44B
Total Debt1.47B
Net Debt32.17M
Equity (Book Value)1.41B
Book Value Per Share7.94
Working Capital1.11B

Cash Flow

USD

Figure Technology Solutions, Inc. produced -86.49M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow-86.49M
Free Cash Flow-86.49M
FCF Per Share-0.40

Margins

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. posted a gross margin of 95.27, reflecting its pricing power and cost economics. The operating margin of 36.87 and net profit margin of 33.73 provide insight into operational efficiency.

Gross Margin95.27
Operating Margin36.87
Pretax Margin28.57
Profit Margin33.73
EBITDA Margin31.09