Figure Technology Solutions, Inc.

27.25

USD

-1.75

(-6.03%)

1.03EPS

Nov 12Next Earn

Profitability (USD)

Profitability Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.02	16.9
Return on Assets (%)	- -	1.89	7.7
Return on Capital (%)	- -	7.74	- -
Return on Invested Capital (%)	- -	0.99	- -
Gross Margin (%)	91.29	93.41	94.2
EBITDA Margin (%)	-13.98	8.05	26.27
Operating Margin (%)	0.99	21.75	33.57
Incremental Operating Margin (%)	- -	61.59	54.78
Pretax Margin (%)	-24.34	6.75	22.32
Profit Margin (%)	-22.29	5.26	26.28
Net Income to Common Margin (%)	-22.29	5.26	26.28
Effective Tax Rate (%)	- -	9.85	- -
Dvd Payout Ratio (%)	- -	12.23	- -
Sustainable Growth Rate (%)	- -	5.28	16.9

Credit (USD)

Credit Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Debt	415	689	945
ST Debt	384	518	711
LT Debt	31	171	234
Total Debt/EBITDA	-13.81	26.13	7.07
Net Debt/EBITDA	-9.74	15.03	-1.92
Total Debt/EBIT	-8.39	74.56	8.04
Net Debt/EBIT	-5.92	42.89	-2.19
EBITDA to Interest Expense	-0.61	0.47	2.74
EBITDA-CapEx/Interest Expense	-0.61	0.47	2.74
EBIT to Interest Expense	0.04	1.26	3.5
Interest Expense	49	56	49
Common Equity/Total Assets	32.89	30.62	53.02
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	4.83	16.22	10.74
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt/Total Assets (%)	62.87	59.38	40.78
Net Debt to Equity	131.6	109.01	-20.78
Net Debt/Capital (%)	56.2	51.97	-26.12
EBITDA	-30	26	134
EBITDA-CapEx	-30	26	134
Operating Income (Loss)	2	71	171

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.3	0.58	1.53
Current Ratio	1.13	1.37	2.2
Quick Ratio	0.34	0.62	1.59
CFO/Avg Current Liab	- -	-0.25	0.09
Common Equity/Total Assets	32.89	30.62	53.02
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	4.83	16.22	10.74
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt/Total Assets (%)	62.87	59.38	40.78
CFO/Total Liabilities	-7.62	-15.95	5.79
CFO/CapEx	- -	- -	- -
Altman's Z-Score	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	33.62	31.07
Days Sales Outstanding	- -	10.86	11.75
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -
Inventory to Cash Days	- -	- -	- -
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -
- Cash & Cash Equivalents	117	290	1,198
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	5	8	8
+ Total Debt	415	689	945
Enterprise Value	- -	- -	- -
Total Capital	637	1,052	2,182
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt / EV	- -	- -	- -
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
EV/EBIT	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -
Diluted Market Cap	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -
EV per Share	- -	- -	- -
TTM Sales	215	327	509
TTM EBITDA	-30	26	134
TTM Operating Income	2	71	171
TTM Cash Flow to Firm	- -	-76	- -
TTM Free Cash Flow to Firm	- -	-76	- -

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	174	175	178
Diluted Weighted Avg Shares	212	213	216
Basic Weighted Avg Shares	212	213	216
Revenue per Share	1.02	1.54	2.35
EBITDA per Share	-0.14	0.12	0.62
Operating Income per Share	0.01	0.33	0.79
Basic EPS, GAAP	-0.23	0.08	0.62
Basic EPS from Cont Ops	-0.25	0.09	0.62
Diluted EPS, GAAP	-0.23	0.08	0.62
Diluted EPS from Cont Ops	-0.25	0.09	0.62
Dividend per Share	- -	0.01	- -
Cash Flow per Share	-0.16	-0.6	0.29
Free Cash Flow per Basic Share	-0.16	-0.6	0.29
Cash & Equivalents per Share	0.7	2.09	7.25
Book Value per Share	1.25	2.03	6.88
Tangible Book Value per Share	1.25	2.03	6.88

Profitability (USD)

Profitability Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	6.02	16.9
Return on Assets (%)	- -	1.89	7.7
Return on Capital (%)	- -	7.74	- -
Return on Invested Capital (%)	- -	0.99	- -
Gross Margin (%)	91.29	93.41	94.2
EBITDA Margin (%)	-13.98	8.05	26.27
Operating Margin (%)	0.99	21.75	33.57
Incremental Operating Margin (%)	- -	61.59	54.78
Pretax Margin (%)	-24.34	6.75	22.32
Profit Margin (%)	-22.29	5.26	26.28
Net Income to Common Margin (%)	-22.29	5.26	26.28
Effective Tax Rate (%)	- -	9.85	- -
Dvd Payout Ratio (%)	- -	12.23	- -
Sustainable Growth Rate (%)	- -	5.28	16.9

Credit (USD)

Credit Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Debt	415	689	945
ST Debt	384	518	711
LT Debt	31	171	234
Total Debt/EBITDA	-13.81	26.13	7.07
Net Debt/EBITDA	-9.74	15.03	-1.92
Total Debt/EBIT	-8.39	74.56	8.04
Net Debt/EBIT	-5.92	42.89	-2.19
EBITDA to Interest Expense	-0.61	0.47	2.74
EBITDA-CapEx/Interest Expense	-0.61	0.47	2.74
EBIT to Interest Expense	0.04	1.26	3.5
Interest Expense	49	56	49
Common Equity/Total Assets	32.89	30.62	53.02
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	4.83	16.22	10.74
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt/Total Assets (%)	62.87	59.38	40.78
Net Debt to Equity	131.6	109.01	-20.78
Net Debt/Capital (%)	56.2	51.97	-26.12
EBITDA	-30	26	134
EBITDA-CapEx	-30	26	134
Operating Income (Loss)	2	71	171

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.3	0.58	1.53
Current Ratio	1.13	1.37	2.2
Quick Ratio	0.34	0.62	1.59
CFO/Avg Current Liab	- -	-0.25	0.09
Common Equity/Total Assets	32.89	30.62	53.02
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	4.83	16.22	10.74
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt/Total Assets (%)	62.87	59.38	40.78
CFO/Total Liabilities	-7.62	-15.95	5.79
CFO/CapEx	- -	- -	- -
Altman's Z-Score	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	33.62	31.07
Days Sales Outstanding	- -	10.86	11.75
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -
Inventory to Cash Days	- -	- -	- -
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -
- Cash & Cash Equivalents	117	290	1,198
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	5	8	8
+ Total Debt	415	689	945
Enterprise Value	- -	- -	- -
Total Capital	637	1,052	2,182
Total Debt/Capital (%)	65.11	65.46	43.31
Total Debt / EV	- -	- -	- -
EV/Sales	- -	- -	- -
EV/EBITDA	- -	- -	- -
EV/EBIT	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -
Diluted Market Cap	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -
EV per Share	- -	- -	- -
TTM Sales	215	327	509
TTM EBITDA	-30	26	134
TTM Operating Income	2	71	171
TTM Cash Flow to Firm	- -	-76	- -
TTM Free Cash Flow to Firm	- -	-76	- -

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	174	175	178
Diluted Weighted Avg Shares	212	213	216
Basic Weighted Avg Shares	212	213	216
Revenue per Share	1.02	1.54	2.35
EBITDA per Share	-0.14	0.12	0.62
Operating Income per Share	0.01	0.33	0.79
Basic EPS, GAAP	-0.23	0.08	0.62
Basic EPS from Cont Ops	-0.25	0.09	0.62
Diluted EPS, GAAP	-0.23	0.08	0.62
Diluted EPS from Cont Ops	-0.25	0.09	0.62
Dividend per Share	- -	0.01	- -
Cash Flow per Share	-0.16	-0.6	0.29
Free Cash Flow per Basic Share	-0.16	-0.6	0.29
Cash & Equivalents per Share	0.7	2.09	7.25
Book Value per Share	1.25	2.03	6.88
Tangible Book Value per Share	1.25	2.03	6.88