Financial Institutions, Inc.

Financial Institutions, Inc.'s next confirmed earnings release is scheduled for October 29, 2026.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Financial Institutions, Inc. posted a return on equity (ROE) of 13.41, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.32, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 9.25, useful for judging operating efficiency across full business cycles. The company generates approximately 408,160.58 in revenue per employee across its workforce of 622.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Financial Institutions, Inc. recorded 17.04M in income tax expense. That works out to an effective tax rate of 17.10, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 99.67M, leaving 82.63M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 21, 2026, Financial Institutions, Inc.'s stock has declined approximately 18.01% over the past 52 weeks.

These figures cover the twelve months ended June 30, 2026.

As of June 30, 2026, Financial Institutions, Inc. holds 119.16M in cash and equivalents against 292.57M in total debt, resulting in a net debt position of 161.52M.

Financial Institutions, Inc. produced 60.87M in operating cash flow over the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. The dividend payout ratio of 30.79 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.