PSB Financial, Inc.
OOTC:PNSB11.00
USD
+0.06
(+0.55%)
CIK
2087419
ISIN
US74449M1053
CUSIP
74449M105
Return %
Stock
S&P 500
1Y
- -
14.39
3Y
- -
81.42
5Y
- -
68.62
Capital Structure
FRC
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in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Financial conglomerates
- Address
- United States
- CIK
- 0002087419
- Similar Companies
- Business
- PSB Financial, Inc. operates as the bank holding company for PeoplesSouth Bank, providing a comprehensive range of commercial, retail, and agricultural banking products and services to individual, small business, and commercial clients. The company operates primarily through its Community Banking segment. Its deposit products and services include non-interest-bearing demand deposit accounts, interest-bearing checking accounts, savings accounts, money market deposit accounts, individual retirement accounts (IRAs), health savings accounts (HSAs), and certificates of deposit (CDs). The company's lending portfolio comprises commercial real estate loans, residential real estate mortgages, construction and land development loans, agricultural production and farmland loans, commercial and industrial loans, small business administration (SBA) loans, personal installment loans, automobile loans, and home equity lines of credit (HELOCs). Additionally, PSB Financial, Inc. provides treasury and cash management solutions, including automated clearing house (ACH) origination, remote deposit capture, electronic funds and wire transfers, merchant card processing, payroll services, and positive pay fraud mitigation services; consumer and business debit cards; safe deposit boxes; and digital banking solutions encompassing online banking, mobile banking applications with mobile check deposit, electronic statements, and automated bill payment services. The company delivers its offerings through a network of full-service banking branches and automated teller machines (ATMs) across Southwest Georgia, Southeast Alabama, and Northern Florida. PSB Financial, Inc. was founded in 1973 and is headquartered in Colquitt, Georgia. In recent developments, PSB Financial, Inc. has advanced the strategic expansion and modernization of its branch network across its tri-state footprint while executing digital banking transformation initiatives, which include upgrading its mobile banking platform, deploying advanced commercial treasury management interfaces, and enhancing cybersecurity infrastructure. The company has also expanded its specialized agricultural and commercial lending divisions to support regional business growth, optimized its deposit acquisition strategies in response to prevailing interest rate environments, and maintained ongoing capital management initiatives focused on shareholder value and regular dividend distributions.