1. Japan Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
Sony Financial Group Inc.

Sony Financial Group Inc.

4.52
USD
+0.06
(+1.32%)
Nov 13Next Earn
Sony Financial Group Inc.
OTC:SFGYY
(OTC Markets)

Recent

price

4.52

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
JPY
10,978.61
11,793.41
13,858.6
14,586.25
14,933.99
15,063.48
14,961.52
16,357.25
17,849.44
19,611.46
23,800.52
24,262.46
23,881.8
36,153.79
1,663.96
1,765.87
20,745.89
Revenue per Share
472.44
371.6
510.36
458.72
616.31
491.01
471.39
587.75
702.98
829.62
- -
- -
- -
- -
- -
39.21
- -
Basic EPS, GAAP
5,868.3
5,758.09
6,426.11
6,689.9
4,149.37
6,721.54
7,695.27
9,119.44
8,877.23
9,688.89
- -
- -
- -
- -
- -
294.51
- -
Free Cash Flow per Basic Share
73.85
98.48
98.5
123.2
147.79
197.07
270.97
270.92
295.52
307.88
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
3,339.56
3,924.64
4,916.34
5,275.01
6,221.86
6,829.66
6,792.33
7,064.32
7,417.01
7,810.42
- -
- -
- -
- -
- -
462.11
- -
Book Value per Share
3,042.32
3,509.73
4,483.35
4,858.54
5,843.98
6,491.18
6,443.74
6,660.18
6,919.76
7,192.24
- -
- -
- -
- -
- -
401.81
- -
Tangible Book Value per Share
88
88
88
88
88
88
88
88
88
88
87
87
87
88
1,451
1,415
87
Basic Weighted Avg Shares
969,392
1,041,337
1,223,690
1,287,937
1,318,642
1,330,075
1,321,009
1,444,246
1,576,132
1,731,775
2,071,059
2,111,319
2,078,194
3,193,049
2,414,745
2,499,115
1,811,885
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7,936
8,849
10,364
11,178
11,598
11,971
12,745
13,540
12,928
14,685
- -
- -
- -
- -
- -
20,459
- -
Depreciation Expense
41,716
32,812
45,064
40,504
54,419
43,355
41,621
51,895
62,074
73,259
- -
- -
- -
- -
- -
55,498
- -
Net Income, GAAP
37.55
49.26
33.5
37.17
36.68
32.95
30.6
30.36
30.24
29.89
- -
- -
- -
- -
- -
29.52
- -
Effective Tax Rate (%)
4.3
3.15
3.68
3.14
4.13
3.26
3.15
3.59
3.94
4.23
- -
- -
- -
- -
- -
2.22
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
12,000
22,000
32,000
46,000
46,000
60,000
170,000
289,944
354,482
670,662
- -
- -
- -
- -
- -
1,530,642
- -
LT Debt
294,877
347,799
435,443
467,049
550,671
604,376
601,139
625,404
656,844
691,975
- -
- -
- -
- -
- -
629,283
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
16.69
11.02
11.99
9.43
10.88
7.82
6.61
6.79
7.15
6.99
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.78
10.23
11.55
9
10.72
7.52
6.92
8.48
9.71
10.9
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

JPY

•

in mil. unless spec.
Mar'20
Jun'21
Sep'21
ST Debt
- -
- -
- -
LT Borrowings
670,662
502,771
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
88
88
87
Market Capitalization
- -
- -
- -

Working Capital

JPY

•

in mil. unless spec.
Mar'20
Jun'21
Sep'21
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
588,031
598,894
- -
Accounts Receivable, Net
4,936
4,718
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
8.04%
6.63%
3.49%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
3,193,049
2025
- -
- -
- -
- -
2,414,745
2026
- -
- -
- -
- -
2,499,115

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
39.21

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Sony Financial Group Inc. operates as a financial services holding company primarily engaged in the provision of life insurance, non-life insurance, banking, and other financial services. Its core products and services include life insurance policies under the Sony Life brand; non-life insurance offerings through Sony Assurance; banking services, including deposit accounts, loans, and asset management provided by Sony Bank; and other financial services such as credit guarantee, pension fund management, and asset management operations. The company operates predominantly in Japan, focusing on individual, corporate, and institutional customers. Founded in 2004 and headquartered in Tokyo, Japan, Sony Financial Group's business spans multiple financial sectors, leveraging a diversified product portfolio that integrates insurance, banking, and asset management functions. It serves broad market segments including retail customers for insurance products and banking services, as well as corporate and institutional clients through pension fund and asset management services. Recent major developments in Sony Financial Group include strategic initiatives to enhance digital transformation in its financial services, expansion of its asset management capabilities, and initiatives to strengthen customer service platforms. In the past 1-2 years, the company has focused on partnerships and collaborations to boost its fintech integration and improve service delivery. Additionally, Sony Financial Group has pursued operational efficiencies and expanded its product offerings to capture emerging market opportunities in Japan’s financial sector. The group continues to emphasize innovation within its core businesses to maintain competitive advantage and align with evolving customer needs. Sony Financial Group is a subsidiary of Sony Corporation, integrating financial services within the broader ecosystem of Sony’s diverse business operations. The company’s strategic focus remains on providing comprehensive financial solutions while adapting to market trends and technological advancements to support sustainable growth.