URSB Bancorp, Inc.
OOTC:URSB13.04
USD
+0.04
(+0.31%)
CIK
2084261
ISIN
US90323M1027
CUSIP
90323M102
Return %
Stock
S&P 500
1Y
- -
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
USD
•
in mil. unless spec.Working Capital
USD
•
in mil. unless spec.Growth Rates
USD
•
in mil. unless spec.Quarterly Revenue
USD
•
in mil. unless spec.Quarterly Earnings Per Share
USD
•
in mil. unless spec.Quarterly Dividends Per Share
USD
•
in mil. unless spec.Company Description
- Sector
- Finance
- Industry
- Regional banks
- Address
- Carteret United States
- IPO Date
- Mar 27, 2026
- CIK
- 0002084261
- Website
- ursb.bank
- Similar Companies
- Business
- URSB Bancorp, Inc. operates as the bank holding company for United Roosevelt Savings Bank, providing a comprehensive range of retail and commercial banking products and financial services to individual consumers, professionals, and small-to-medium-sized businesses. The company's deposit portfolio comprises non-interest-bearing and interest-bearing demand checking accounts; statement savings and passbook savings accounts; money market deposit accounts; fixed-rate certificates of deposit; individual retirement accounts; and specialized savings club accounts. Its lending solutions encompass one- to four-family residential mortgage loans; multi-family residential real estate loans; commercial real estate mortgages; commercial and industrial loans; working capital lines of credit; home equity loans; and various consumer loans, including purchased specialty and unsecured personal credit portfolios. In addition, the institution offers digital and cash management services including online and mobile banking platforms; electronic bill payment; electronic statements; remote deposit capture; merchant payment processing services; debit card management through Card Hub; early direct deposit services; and nationwide automated teller machine access via the Allpoint network. Headquartered in Carteret, New Jersey, United Roosevelt Savings Bank traces its origins to 1914 and concentrates its core banking footprint primarily within Middlesex County and contiguous Monmouth County, New Jersey. In recent developments, the company completed its mutual-to-stock conversion and reorganization in early 2026, transitioning from the former mutual holding company structure of United Roosevelt, MHC into a public stock holding company, accompanied by an initial public stock offering and the commencement of trading on the OTCQB Market under the ticker symbol URSB in March 2026. Concurrently, the company has strategically expanded its asset generation capabilities through third-party origination relationships and loan purchase programs with entities such as BHG Financial, LendingClub Corporation, Woodside Credit, and BancAlliance for commercial, syndicated leveraged, and consumer credit portfolios, alongside ongoing enhancements to corporate governance through executive board appointments.