PB Bankshares, Inc.
NASDAQ Capital MarketTotal Valuation
PB Bankshares, Inc. carries a market capitalization of 47.04M, placing it among publicly traded companies globally. Its enterprise value stands at 14.19M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 47.04M |
| Enterprise Value | 14.19M |
Share Statistics
PB Bankshares, Inc. currently has 2.37M shares outstanding.
| Shares Outstanding | 2.37M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
PB Bankshares, Inc. trades at a trailing price-to-earnings ratio of 19.13. The price-to-sales ratio is 3.31, and the price-to-book ratio stands at 1.48.
| PE Ratio | 19.13 |
| PS Ratio | 3.31 |
| PB Ratio | 1.48 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | 14.87 |
| P/OCF Ratio | 17.02 |
Enterprise Valuation
On an enterprise value basis, PB Bankshares, Inc. trades at an EV/EBITDA multiple of 33.46 and an EV/FCF ratio of 4.66.
| EV / Sales | 1.06 |
| EV / EBITDA | 33.46 |
| EV / EBIT | N/A |
| EV / FCF | 4.66 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 84.88 |
| Debt / EBITDA | 102.81 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.02 |
| Return on Assets (ROA) | 0.51 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, PB Bankshares, Inc. has paid 686,000.00 in income taxes, reflecting an effective tax rate of 22.87.
| Income Tax | 686,000.00 |
| Effective Tax Rate | 22.87 |
Stock Price Statistics
PB Bankshares, Inc.'s stock has gained approximately 31.36605% over the past 52 weeks. The 50-day moving average sits at 20.97, while the 200-day moving average is 18.52.
| Beta (5Y) | N/A |
| 52-Week Price Change | 31.36605% |
| 50-Day Moving Average | 20.97 |
| 200-Day Moving Average | 18.52 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, PB Bankshares, Inc. generated 13.36M in revenue and converted that into 2.31M in net income, yielding earnings per share of 0.98.
| Revenue | 13.36M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 3.00M |
| Net Income | 2.31M |
| EBITDA | 424,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.98 |
Balance Sheet
PB Bankshares, Inc. holds 73.65M in cash and equivalents against 43.59M in total debt, resulting in a net debt position of -6.30M.
| Cash & Cash Equivalents | 73.65M |
| Total Debt | 43.59M |
| Net Debt | -6.30M |
| Equity (Book Value) | 29.99M |
| Book Value Per Share | 13.00 |
| Working Capital | N/A |
Cash Flow
PB Bankshares, Inc. produced 2.60M in operating cash flow over the past twelve months. After subtracting -447,000.00 in capital expenditures, free cash flow totaled 2.15M - equivalent to 0.93 per share.
| Operating Cash Flow | 2.60M |
| Capital Expenditures | -447,000.00 |
| Free Cash Flow | 2.15M |
| FCF Per Share | 0.93 |
Margins
PB Bankshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 22.45 |
| Profit Margin | 17.31 |
| EBITDA Margin | 3.17 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 3.23 |
| FCF Yield | 6.72 |
Scores
PB Bankshares, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |