PB Bankshares, Inc.

PB Bankshares, Inc.

PBBK
PB Bankshares, Inc.US flagNASDAQ Capital Market
19.81
USD
- -
- -
47.04MMarket Cap
PB Bankshares, Inc.
PBBK
(NASDAQ Capital Market)

Recent

price

19.81

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
TTM
FRC
2.67
2.58
3.33
4.41
5.18
5.08
5.79
Revenue per Share
0.28
-0.15
0.31
0.82
0.78
0.77
1
Basic EPS, GAAP
0.48
-0.17
0.54
1.26
1.31
0.62
0.93
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
8.03
7.88
8.88
9.67
10.76
12.25
13
Book Value per Share
7.99
7.91
17.94
17.92
19.03
21.02
22.26
Tangible Book Value per Share
3
3
3
3
2
2
2
Basic Weighted Avg Shares
7
7
9
11
13
12
13
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
- -
1
2
2
2
2
Net Income, GAAP
18.17
- -
17.8
20.08
22.12
21.14
22.87
Effective Tax Rate (%)
10.51
-5.79
9.23
18.67
15.01
15.08
17.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
26
21
17
48
55
42
44
LT Debt
22
22
46
46
47
49
51
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-1.88
3.52
8.9
7.47
6.45
8.02
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
4
- -
- -
LT Borrowings
40
44
44
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
38
41
44

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
81
72
74
Accounts Receivable, Net
2
1
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
4
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.73%
3.55%
Free Cash Flow
- -
-88.18%
-55.63%
Net Income, GAAP
- -
-58%
-7.66%
Sales/Revenue/Turnover
- -
10.67%
-8.12%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3
3
3
3
13
2024
3
3
3
3
12
2025
3
4
4
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.16
0.24
0.21
- -
0.78
2024
0.13
0.16
0.18
- -
0.77
2025
0.21
0.28
0.22
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
PB Bankshares, Inc. is a bank holding company for Presence Bank, a community bank that provides retail and commercial banking products and services to individuals and businesses in Pennsylvania; core offerings include demand deposit accounts, savings accounts, money market accounts and certificates of deposit; one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans and consumer loans; home equity lines of credit; cash management services such as remote deposit capture, commercial cash management and mobile deposits; and investments in debt securities. Presence Bank also offers rewards checking accounts with competitive interest rates, free identity theft protection and worldwide ATM access; mobile banking with deposit capabilities, bill pay and transfers; and business checking and savings accounts with low minimums, free transactions and tools like purchasing cards and account sweeps. Founded in 1919 and headquartered in Coatesville, Pennsylvania, the bank operates branches serving customers primarily in central and southeastern Pennsylvania with a focus on personal service and community involvement, including over $163,000 in donations since 2016. In July 2025, PB Bankshares entered into a definitive merger agreement with Norwood Financial Corp. (NASDAQ: NWFL) valued at approximately $54.9 million, under which PB Bankshares will merge into Norwood with Presence Bank merging into Wayne Bank; the transaction, representing 106.6% of PB Bankshares' March 31, 2025 tangible book value, includes shareholders electing Norwood common stock or cash consideration (80% stock, 20% cash aggregate) and awaits regulatory approvals and shareholder vote expected in late 2025 or early 2026.

Company News

APIChatGPT
  • PB Bankshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

  • $HAREHOLDER ALERT: Class Action Attorney Juan Monteverde Investigates the Merger of PB Bankshares Inc. (NASDAQ: PBBK)

  • PB BANKSHARES INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

  • PBBK Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of PB Bankshares, Inc. Is Fair to Shareholders