Pioneer Bankcorp, Inc.
Other OTCTotal Valuation
Pioneer Bankcorp, Inc. carries a market capitalization of 92.55M, placing it among publicly traded companies globally. Its enterprise value stands at 85.95M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 92.55M |
| Enterprise Value | 85.95M |
Share Statistics
Pioneer Bankcorp, Inc. currently has 1.10M shares outstanding.
| Shares Outstanding | 1.10M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Pioneer Bankcorp, Inc. trades at a trailing price-to-earnings ratio of 9.72. The price-to-sales ratio is 3.17, and the price-to-book ratio stands at 1.16.
| PE Ratio | 9.72 |
| PS Ratio | 3.17 |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 3.17 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.78 |
| Return on Assets (ROA) | 1.08 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Pioneer Bankcorp, Inc. has paid 2.74M in income taxes, reflecting an effective tax rate of 23.68.
| Income Tax | 2.74M |
| Effective Tax Rate | 23.68 |
Stock Price Statistics
Pioneer Bankcorp, Inc.'s stock has gained approximately 40% over the past 52 weeks. The 50-day moving average sits at 83.22, while the 200-day moving average is 76.94.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40% |
| 50-Day Moving Average | 83.22 |
| 200-Day Moving Average | 76.94 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Pioneer Bankcorp, Inc. generated 27.14M in revenue and converted that into 8.84M in net income, yielding earnings per share of 8.02.
| Revenue | 27.14M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 11.59M |
| Net Income | 8.84M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 8.02 |
Balance Sheet
| Cash & Cash Equivalents | N/A |
| Total Debt | N/A |
| Net Debt | N/A |
| Equity (Book Value) | 74.16M |
| Book Value Per Share | 67.31 |
| Working Capital | N/A |
Margins
Pioneer Bankcorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 42.70 |
| Profit Margin | 32.59 |
| EBITDA Margin | N/A |
Scores
Pioneer Bankcorp, Inc. posts an Altman Z-Score of 0.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.10 |