1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Pioneer Bankcorp, Inc.

Pioneer Bankcorp, Inc.

PBKC
Pioneer Bankcorp, Inc.US flagOther OTC
77.50
USD
- -
- -
85.39MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
17.44
17.99
20.73
24.06
26.94
31.73
24.62
Basic EPS, GAAP
- -
3.92
4.47
5.78
6.44
8
10.34
8.02
Free Cash Flow per Basic Share
- -
4.4
5.49
7.56
4.7
7.64
9.53
- -
Dividend per Share
- -
0.55
0.65
0.84
0.96
1.2
1.31
- -
Book Value per Share
- -
25.69
29.48
34
39.42
46.06
55.47
- -
Tangible Book Value per Share
- -
36.65
39.06
36.8
45.11
52.93
66.16
67.28
Basic Weighted Avg Shares
- -
1
1
1
1
1
1
1
Sales/Revenue/Turnover
17
20
21
24
28
30
35
27
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
- -
Net Income, GAAP
4
4
5
7
7
9
11
9
Effective Tax Rate (%)
23.81
22.65
23.14
22.87
23.58
23.59
23.7
23.68
Profit Margin (%)
21.57
22.5
24.83
27.88
26.79
29.7
32.58
32.59
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2
2
7
7
7
7
7
- -
Total Equity
38
42
45
43
52
60
73
74
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
16.04
16.17
18.33
17.49
18.57
20.13
- -

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
68
79
86

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
68
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
12.14%
21.89%
Free Cash Flow
- -
21.48%
21.59%
Net Income, GAAP
- -
20.68%
25.99%
Sales/Revenue/Turnover
- -
11.96%
14.86%
Total Cash Common Dividend
- -
18.34%
6.82%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
8
8
8
30
2025
8
9
- -
9
35
2026
9
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.66
- -
- -
- -
8
2025
2.17
- -
- -
- -
10.34
2026
2.64
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.2
2025
- -
- -
- -
- -
1.31
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Andrew Couse
Full Time Employees
106
Sector
Financial Services
Industry
Banks - Regional
Address
300 East Sugarland Highway Clewiston FL United States of America 33440
IPO Date
Sep 3, 2019
Website
first1bank.com
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Business
Pioneer Bankcorp, Inc. (OTC: PBKC) is the bank holding company for First Bank, a community bank providing commercial and retail banking products and services to residents and businesses in southwest Florida. First Bank offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; home mortgage loans, home equity lines of credit, auto loans, term loans, commercial real estate loans, equipment loans, and agriculture loans; credit cards; and account services including digital banking, debit cards, identity theft protection, merchant card processing, remote deposit capture, automated clearing house, and sweep services, as well as financial planning and brokerage service products. The bank operates seven locations across Hendry, Glades, Lee, Collier, and Palm Beach Counties and maintains a focus on agricultural lending and community-oriented financial solutions. Founded in 1922 and headquartered in Clewiston, Florida, the company continues to emphasize shareholder returns through regular dividends, with recent ex-dividend dates in November 2025 and earlier in 2025, alongside stable operations reflected in ongoing earnings announcements into 2022, though no major acquisitions, partnerships, or strategic shifts have been publicly reported in the last one to two years.