Pinnacle Bank

Pinnacle Bank

PBNK
Pinnacle BankUS flagOther OTC
17.60
USD
-0.52
- -
104.35MMarket Cap

Total Valuation

Pinnacle Bank carries a market capitalization of 104.35M, placing it among publicly traded companies globally. Its enterprise value stands at -4.10M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap104.35M
Enterprise Value-4.10M

Share Statistics

Pinnacle Bank currently has 3.87M shares outstanding.

Shares Outstanding3.87M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Pinnacle Bank trades at a trailing price-to-earnings ratio of 17.26. The price-to-sales ratio is 2.92, and the price-to-book ratio stands at 1.49.

PE Ratio17.26
PS Ratio2.92
PB Ratio1.49
P/TBV Ratio1.49
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

The EV/Sales ratio of 0.16 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 0.57 provides insight into valuation relative to core operating earnings.

EV / Sales0.16
EV / EBITDA0.57
EV / EBIT0.57
EV / FCFN/A

Financial Efficiency

Pinnacle Bank posts a return on equity of 9.47 and a return on invested capital of 6.76.

Return on Equity (ROE)9.47
Return on Assets (ROA)0.93
Return on Invested Capital (ROIC)6.76
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Pinnacle Bank has paid 2.95M in income taxes, reflecting an effective tax rate of 49.97.

Income Tax2.95M
Effective Tax Rate49.97

Stock Price Statistics

Pinnacle Bank's stock has declined approximately -12% over the past 52 weeks. The 50-day moving average sits at 17.18, while the 200-day moving average is 18.33.

Beta (5Y)N/A
52-Week Price Change-12%
50-Day Moving Average17.18
200-Day Moving Average18.33
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Pinnacle Bank generated 17.51M in revenue and converted that into 2.96M in net income, yielding earnings per share of 0.66. EBITDA reached 4.22M, while operating income came in at 4.22M.

Revenue17.51M
Gross ProfitN/A
Operating Income4.22M
Pretax Income5.91M
Net Income2.96M
EBITDA4.22M
EBIT4.22M
Earnings Per Share (EPS)0.66

Balance Sheet

Cash & Cash Equivalents55.14M
Total DebtN/A
Net Debt-52.23M
Equity (Book Value)34.24M
Book Value Per Share7.62
Working CapitalN/A

Margins

Pinnacle Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 24.12 and net profit margin of 16.90 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin24.12
Pretax Margin33.78
Profit Margin16.90
EBITDA Margin24.12

Stock Splits

Pinnacle Bank's most recent stock split took place on October 9, 2018 with a 10:11 split ratio.

Last Split Date10/9/2018
Split Ratio10:11

Scores

Pinnacle Bank posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.19