PCB Bancorp
NASDAQTotal Valuation
PCB Bancorp carries a market capitalization of 409.77M, placing it among publicly traded companies globally. Its enterprise value stands at 18.30M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 409.77M |
| Enterprise Value | 18.30M |
Share Statistics
PCB Bancorp currently has 14.23M shares outstanding.
| Shares Outstanding | 14.23M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
PCB Bancorp trades at a trailing price-to-earnings ratio of 7.96. The price-to-sales ratio is 2.67, and the price-to-book ratio stands at 0.96.
| PE Ratio | 7.96 |
| PS Ratio | 2.67 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 6.92 |
| P/OCF Ratio | 7.10 |
Enterprise Valuation
On an enterprise value basis, PCB Bancorp trades at an EV/EBITDA multiple of 4.44 and an EV/FCF ratio of 0.39.
| EV / Sales | 0.15 |
| EV / EBITDA | 4.44 |
| EV / EBIT | N/A |
| EV / FCF | 0.39 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 17.22 |
| Debt / EBITDA | 16.58 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.24 |
| Return on Assets (ROA) | 1.19 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, PCB Bancorp has paid 16.23M in income taxes, reflecting an effective tax rate of 28.67.
| Income Tax | 16.23M |
| Effective Tax Rate | 28.67 |
Stock Price Statistics
PCB Bancorp's stock has gained approximately 30.55193% over the past 52 weeks. The 50-day moving average sits at 25.31, while the 200-day moving average is 22.88.
| Beta (5Y) | N/A |
| 52-Week Price Change | 30.55193% |
| 50-Day Moving Average | 25.31 |
| 200-Day Moving Average | 22.88 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, PCB Bancorp generated 119.17M in revenue and converted that into 40.37M in net income, yielding earnings per share of 2.83.
| Revenue | 119.17M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 56.60M |
| Net Income | 40.37M |
| EBITDA | 4.12M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.83 |
Balance Sheet
PCB Bancorp holds 437.88M in cash and equivalents against 68.30M in total debt, resulting in a net debt position of -217.40M.
| Cash & Cash Equivalents | 437.88M |
| Total Debt | 68.30M |
| Net Debt | -217.40M |
| Equity (Book Value) | 333.33M |
| Book Value Per Share | 23.52 |
| Working Capital | N/A |
Cash Flow
PCB Bancorp produced 44.92M in operating cash flow over the past twelve months. After subtracting -1.47M in capital expenditures, free cash flow totaled 43.45M - equivalent to 3.07 per share.
| Operating Cash Flow | 44.92M |
| Capital Expenditures | -1.47M |
| Free Cash Flow | 43.45M |
| FCF Per Share | 3.07 |
Margins
PCB Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 47.49 |
| Profit Margin | 33.88 |
| EBITDA Margin | 3.46 |
Dividends & Yields
The company's payout ratio of 29.26 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.85 |
| Dividend Yield | N/A |
| Payout Ratio | 29.26 |
| Shareholder Yield | -55.47 |
| FCF Yield | 14.44 |
Stock Splits
PCB Bancorp's most recent stock split took place on December 28, 2016 with a 10:11 split ratio.
| Last Split Date | 12/28/2016 |
| Split Ratio | 10:11 |
Scores
PCB Bancorp posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |