Pacific Coast Bankers' Bancshares

Pacific Coast Bankers' Bancshares

PCBB
Pacific Coast Bankers' BancsharesUS flagOther OTC
26.00
USD
- -
- -
26.65MMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
Revenue per Share
78.21
43.49
47.58
53.18
- -
Basic EPS, GAAP
23.99
5.29
4.69
5.86
- -
Free Cash Flow per Basic Share
-298.26
148.86
793.9
-86.84
- -
Dividend per Share
1.58
1.58
1.62
1.58
- -
Book Value per Share
81.6
85.31
88.87
92.51
- -
Tangible Book Value per Share
83.14
86.81
87.73
91.86
- -
Basic Weighted Avg Shares
1
1
1
1
- -
Sales/Revenue/Turnover
79
44
48
55
57
Operating Margin (%)
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
2
Net Income, GAAP
24
5
5
6
7
Effective Tax Rate (%)
26.12
25.13
27.56
24.81
26.26
Profit Margin (%)
30.68
12.16
9.86
11.02
11.41
Working Capital
- -
- -
- -
- -
- -
LT Debt
30
27
24
21
58
Total Equity
89
93
94
99
105
Return on Invested Capital (%)
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
6.34
5.39
6.5
6.69

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
5.71%
Free Cash Flow
- -
- -
-105.11%
Net Income, GAAP
- -
- -
8.37%
Sales/Revenue/Turnover
- -
- -
4.74%
Total Cash Common Dividend
- -
- -
0.37%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
48
2023
- -
- -
- -
- -
55
2024
- -
- -
- -
- -
57

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
4.69
2023
- -
- -
- -
- -
5.86
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
1.62
2023
- -
- -
- -
- -
1.58
2024
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Steve Brown
Sector
Financial Services
Industry
Banks - Regional
Address
1676 N. California Blvd., Suite 300 Walnut Creek CA United States of America 94596
IPO Date
Mar 31, 2022
Website
pcbb.com
Business
Pacific Coast Bankers' Bancshares (PCBB) is a bank holding company headquartered in Walnut Creek, California, and founded in 1997 that operates Pacific Coast Bankers' Bank, a state-chartered Federal Reserve member bank providing comprehensive correspondent banking and advisory services to community financial institutions across the United States. The bank offers cash management services including settlement solutions via its certified FedNow platform, ISO 20022-compliant payments, ACH and wire transfers through the CBC online platform, de novo banking support, and brokered certificates of deposit; international banking services such as Swift-enabled wires through partnerships with Fiserv and Finzly, foreign check clearing, banknotes in over 100 currencies, and foreign exchange forward contracts; lending services encompassing Borrower’s Loan Protection loan hedging, fully funded senior secured floating-rate commercial and industrial loans, and loan participations to manage concentrations and legal lending limits; advisory services like customer profitability analysis, CECL compliance platforms, credit stress testing, and deposit/loan pricing optimization; and operational services including vendor contract evaluations for check printing and core systems. PCBB serves community banks and credit unions nationwide, emphasizing tools to maximize revenue, enhance efficiency, and mitigate risk without competing for their customers. Recent developments include the October 2024 partnership with Finzly to enhance international payment services, the November 2024 recognition as one of American Banker’s Best Banks to Work For, the September 2024 appointment of Radhika Lipton as Chief Risk Officer succeeding Steve Baca, and earlier executive changes such as Sheila Noll joining the ICBA Digital Assets Subcommittee in April 2024 and Kathy Moe Lonowski joining the board in November 2023.