Peoples Bancorp of North Carolina, Inc.
NASDAQ Global MarketTotal Valuation
Peoples Bancorp of North Carolina, Inc. carries a market capitalization of 237.63M, placing it among publicly traded companies globally. Its enterprise value stands at -26.48M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 237.63M |
| Enterprise Value | -26.48M |
Share Statistics
Peoples Bancorp of North Carolina, Inc. currently has 5.32M shares outstanding.
| Shares Outstanding | 5.32M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Peoples Bancorp of North Carolina, Inc. trades at a trailing price-to-earnings ratio of 11.45. The price-to-sales ratio is 2.97, and the price-to-book ratio stands at 1.42.
| PE Ratio | 11.45 |
| PS Ratio | 2.97 |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 10.35 |
| P/OCF Ratio | 10.66 |
Enterprise Valuation
| EV / Sales | 7.14 |
| EV / EBITDA | 191.37 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 11.62 |
| Debt / EBITDA | 7.07 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.07 |
| Return on Assets (ROA) | 1.15 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Peoples Bancorp of North Carolina, Inc. has paid 5.98M in income taxes, reflecting an effective tax rate of 23.04.
| Income Tax | 5.98M |
| Effective Tax Rate | 23.04 |
Stock Price Statistics
Peoples Bancorp of North Carolina, Inc.'s stock has gained approximately 40.30958% over the past 52 weeks. The 50-day moving average sits at 43.60, while the 200-day moving average is 40.44.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.30958% |
| 50-Day Moving Average | 43.60 |
| 200-Day Moving Average | 40.44 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Peoples Bancorp of North Carolina, Inc. generated 76.95M in revenue and converted that into 19.96M in net income, yielding earnings per share of 3.64.
| Revenue | 76.95M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 25.93M |
| Net Income | 19.96M |
| EBITDA | 2.65M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.64 |
Balance Sheet
Peoples Bancorp of North Carolina, Inc. holds 274.52M in cash and equivalents against 18.75M in total debt, resulting in a net debt position of -45.41M.
| Cash & Cash Equivalents | 274.52M |
| Total Debt | 18.75M |
| Net Debt | -45.41M |
| Equity (Book Value) | 161.34M |
| Book Value Per Share | 30.32 |
| Working Capital | N/A |
Cash Flow
Peoples Bancorp of North Carolina, Inc. produced 21.44M in operating cash flow over the past twelve months. After subtracting -1.39M in capital expenditures, free cash flow totaled 20.05M - equivalent to 3.78 per share.
| Operating Cash Flow | 21.44M |
| Capital Expenditures | -1.39M |
| Free Cash Flow | 20.05M |
| FCF Per Share | 3.78 |
Margins
Peoples Bancorp of North Carolina, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 33.70 |
| Profit Margin | 25.94 |
| EBITDA Margin | 3.45 |
Dividends & Yields
The company's payout ratio of 27.10 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.02 |
| Dividend Yield | N/A |
| Payout Ratio | 27.10 |
| Shareholder Yield | -20.99 |
| FCF Yield | 9.66 |
Stock Splits
Peoples Bancorp of North Carolina, Inc.'s most recent stock split took place on December 1, 2017 with a 10:11 split ratio.
| Last Split Date | 12/1/2017 |
| Split Ratio | 10:11 |
Scores
Peoples Bancorp of North Carolina, Inc. posts an Altman Z-Score of 0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.24 |