Premier Financial Corp.
NASDAQ Global SelectTotal Valuation
Premier Financial Corp. carries a market capitalization of 1.01B, placing it among publicly traded companies globally. Its enterprise value stands at 216.89M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.01B |
| Enterprise Value | 216.89M |
Share Statistics
Premier Financial Corp. currently has 35.84M shares outstanding.
| Shares Outstanding | 35.84M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Premier Financial Corp. trades at a trailing price-to-earnings ratio of 14.09. The price-to-sales ratio is 3.71, and the price-to-book ratio stands at 1.51.
| PE Ratio | 14.09 |
| PS Ratio | 3.71 |
| PB Ratio | 1.51 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | 9.53 |
| P/OCF Ratio | 9.78 |
Enterprise Valuation
On an enterprise value basis, Premier Financial Corp. trades at an EV/EBITDA multiple of 15.46 and an EV/FCF ratio of 2.29.
| EV / Sales | 0.89 |
| EV / EBITDA | 15.46 |
| EV / EBIT | N/A |
| EV / FCF | 2.29 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 59.13 |
| Debt / EBITDA | 42.23 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.97 |
| Return on Assets (ROA) | 0.74 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Premier Financial Corp. has paid 18.27M in income taxes, reflecting an effective tax rate of 22.20.
| Income Tax | 18.27M |
| Effective Tax Rate | 22.20 |
Stock Price Statistics
Premier Financial Corp.'s stock has gained approximately 39.36382% over the past 52 weeks. The 50-day moving average sits at 26.89, while the 200-day moving average is 24.66.
| Beta (5Y) | N/A |
| 52-Week Price Change | 39.36382% |
| 50-Day Moving Average | 26.89 |
| 200-Day Moving Average | 24.66 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Premier Financial Corp. generated 243.59M in revenue and converted that into 64.04M in net income, yielding earnings per share of 1.79.
| Revenue | 243.59M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 82.32M |
| Net Income | 64.04M |
| EBITDA | 14.03M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.79 |
Balance Sheet
Premier Financial Corp. holds 1.28B in cash and equivalents against 592.36M in total debt, resulting in a net debt position of 470.87M.
| Cash & Cash Equivalents | 1.28B |
| Total Debt | 592.36M |
| Net Debt | 470.87M |
| Equity (Book Value) | 597.24M |
| Book Value Per Share | 16.73 |
| Working Capital | N/A |
Cash Flow
Premier Financial Corp. produced 92.29M in operating cash flow over the past twelve months. After subtracting -2.59M in capital expenditures, free cash flow totaled 89.70M - equivalent to 2.51 per share.
| Operating Cash Flow | 92.29M |
| Capital Expenditures | -2.59M |
| Free Cash Flow | 89.70M |
| FCF Per Share | 2.51 |
Margins
Premier Financial Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 33.79 |
| Profit Margin | 26.29 |
| EBITDA Margin | 5.76 |
Dividends & Yields
The company's payout ratio of 69.34 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.24 |
| Dividend Yield | N/A |
| Payout Ratio | 69.34 |
| Shareholder Yield | 13.02 |
| FCF Yield | 10.49 |
Stock Splits
Premier Financial Corp.'s most recent stock split took place on July 13, 2018 with a 1:2 split ratio.
| Last Split Date | 7/13/2018 |
| Split Ratio | 1:2 |
Scores
Premier Financial Corp. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |