Premier Financial Corp.

Premier Financial Corp.

PFC
Premier Financial Corp.US flagNASDAQ Global Select
28.04
USD
- -
- -
1.01BMarket Cap
Premier Financial Corp.
PFC
(NASDAQ Global Select)

Recent

price

28.04

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
5.34
5.49
4.81
4.77
4.58
5.01
5.36
5.87
6.49
6.89
7.6
7.22
9.25
8.26
8.42
6.83
6.83
Revenue per Share
-0.27
-0.1
0.39
0.42
0.71
0.98
1.07
1.2
1.27
1.92
2.01
0.97
3.39
2.59
2.93
1.79
1.79
Basic EPS, GAAP
1.34
1.89
1.96
1.47
1.91
1.32
1.56
1.39
1.64
2.4
1.84
-1.7
5.28
4.89
1.97
2.51
2.51
Free Cash Flow per Basic Share
0.34
0.11
0.12
0.16
0.2
0.31
0.39
0.44
0.49
0.64
0.79
0.92
1.27
1.2
1.24
1.24
1.24
Dividend per Share
7.95
8.32
7.91
8.44
9.34
10.55
11.92
13.4
13.18
14.53
16.59
9.94
14.45
14.1
15.98
16.74
16.73
Book Value per Share
7.72
8.05
8.81
9.46
10.14
10.86
11.24
12.27
12.99
14.07
15.73
17.29
21.55
14.84
18.19
19.07
19.07
Tangible Book Value per Share
16
16
19
19
20
19
18
18
20
20
20
36
31
36
36
36
36
Basic Weighted Avg Shares
87
89
90
93
89
95
99
105
129
140
151
259
284
295
301
244
244
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
8
8
7
8
6
5
6
6
6
6
7
28
15
14
15
14
14
Depreciation Expense
-3
- -
9
9
14
19
20
22
25
39
40
35
104
92
105
64
64
Net Income, GAAP
2,339.47
92.01
42.29
47.1
40.22
32.9
36.66
37.15
39.05
21.34
22.03
31.71
22.58
20.7
21.23
22.2
22.2
Effective Tax Rate (%)
-2.94
0.29
10.1
9.7
15.43
19.6
19.95
20.47
19.53
27.93
26.46
13.46
36.66
31.33
34.79
26.29
26.29
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
183
153
118
49
59
58
96
140
120
121
121
85
85
513
365
592
592
LT Debt
234
240
278
258
272
280
280
293
373
400
426
982
1,023
888
976
1,002
1,002
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-3.45
-1.2
5.12
5.19
7.96
9.76
9.37
9.37
10.03
14.02
12.76
10.17
26.01
19.5
19.48
10.97
10.97
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
478
430
592
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
36
36
36
Market Capitalization
704
819
903

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,237
1,322
1,278
Accounts Receivable, Net
35
35
36
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.99%
26.8%
2.68%
Free Cash Flow
-60.04%
-131.42%
27.74%
Net Income, GAAP
23.8%
29.83%
-38.75%
Sales/Revenue/Turnover
11.72%
13.66%
-18.95%
Total Cash Common Dividend
25.04%
28.52%
0.32%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
71
72
76
77
295
2023
69
104
64
63
301
2024
60
59
62
63
244

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.61
0.57
0.68
0.72
2.59
2023
0.52
1.27
0.6
0.54
2.93
2024
0.43
0.4
0.43
0.53
1.79

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.3
0.3
0.3
0.3
1.2
2023
0.31
0.31
0.31
0.31
1.24
2024
0.31
0.31
0.31
0.31
1.24
Business
Premier Financial Corp. (Nasdaq: PFC), headquartered in Defiance, Ohio and founded in 1996, is a bank holding company that operates as the parent of Premier Bank, providing community-focused financial services including demand, checking, money market and savings accounts; certificates of deposit and certificate of deposit account registry services; investment products; residential real estate, commercial real estate, construction, home improvement, home equity, installment and consumer loans; investments in U.S. Treasury and federal agency obligations, state and political subdivision obligations, mortgage-backed securities, residential collateralized mortgage obligations and corporate bonds; property and casualty, life and group health insurance agency services; mezzanine funding services; and digital banking services such as mobile banking, Zelle, online bill pay, online account opening and access to the MoneyPass ATM network, with operations spanning Ohio, Michigan, Indiana, Pennsylvania and West Virginia through 76 branches and 9 loan offices. Premier Bank offers commercial banking with loans, lines of credit, treasury management and international services for businesses; retail banking encompassing personal deposit accounts, mortgage loans, auto loans and credit cards for individuals and families; wealth management including investment management, trust services, retirement planning and estate planning for high-net-worth clients; and community development initiatives supporting affordable housing, small businesses and financial literacy. In July 2024, the company entered a definitive merger agreement with WesBanco, Inc. (Nasdaq: WSBC) valued at approximately $959 million to $987 million in an all-stock transaction where PFC shareholders receive 0.80 shares of WSBC per PFC share; shareholder approvals were secured in December 2024, and WesBanco completed the acquisition on February 28, 2025, merging Premier Bank into WesBanco Bank, Inc. to form a combined entity with over $27 billion in assets, more than 250 financial centers across nine states and enhanced economies of scale, while Premier Financial centers continued under the Premier Bank brand until mid-May 2025 rebranding to WesBanco.

Company News

APIChatGPT
  • WesBanco, Inc. Completes Acquisition of Premier Financial Corp. and Appoints Directors

  • WesBanco, Inc. and Premier Financial Corp. Announce Regulatory Approvals for Pending Merger

  • Best Income Stocks to Buy for February 4th

  • What Makes Premier Financial (PFC) a Strong Momentum Stock: Buy Now?

  • Premier Financial (PFC) Tops Q4 Earnings and Revenue Estimates

  • WesBanco, Inc. and Premier Financial Corp. Announce Shareholder Approvals of Merger Agreement

  • PREMIER FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Premier Financial Corp. - PFC

  • Johnson & Johnson Preferred Financing, Inc. Implements 2iG's PFC Insight

  • Here's What Key Metrics Tell Us About Premier Financial (PFC) Q3 Earnings

  • Premier Financial (PFC) Surpasses Q3 Earnings Estimates

  • Premier Financial Corp. Announces Third Quarter 2024 Results

  • Navitas' new ‘IntelliWeave' Control Technique Powers Next-Gen AI Data Centers above 99% Efficiency

  • Ex-Dividend Reminder: Charles Schwab, Premier Financial And IBM

  • SHAREHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Premier Financial Corp. - PFC

  • SHAREHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Premier Financial Corp. – PFC

  • ALERT: Rowley Law PLLC is Investigating Proposed Acquisition of Premier Financial Corp.

  • Compared to Estimates, Premier Financial (PFC) Q2 Earnings: A Look at Key Metrics

  • Premier Financial (PFC) Q2 Earnings and Revenues Miss Estimates

  • WesBanco, Inc. Announces Transformative Merger with Premier Financial Corp.

  • Premier Financial (PFC) Expected to Beat Earnings Estimates: Should You Buy?