Provident Financial Services, Inc.
New York Stock ExchangeTotal Valuation
Provident Financial Services, Inc. carries a market capitalization of 3.08B, placing it among publicly traded companies globally. Its enterprise value stands at 5.20B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 3.08B |
| Enterprise Value | 5.20B |
Share Statistics
Provident Financial Services, Inc. currently has 130.31M shares outstanding.
| Shares Outstanding | 130.31M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Provident Financial Services, Inc. trades at a trailing price-to-earnings ratio of 9.01. The price-to-sales ratio is 3.11, and the price-to-book ratio stands at 2.29.
| PE Ratio | 9.01 |
| PS Ratio | 3.11 |
| PB Ratio | 2.29 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 6.11 |
| P/OCF Ratio | 6.30 |
Enterprise Valuation
On an enterprise value basis, Provident Financial Services, Inc. trades at an EV/EBITDA multiple of 80.80 and an EV/FCF ratio of 11.48.
| EV / Sales | 5.86 |
| EV / EBITDA | 80.80 |
| EV / EBIT | N/A |
| EV / FCF | 11.48 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 97.65 |
| Debt / EBITDA | 43.48 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 27.54 |
| Return on Assets (ROA) | 1.24 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Provident Financial Services, Inc. has paid 119.93M in income taxes, reflecting an effective tax rate of 28.12.
| Income Tax | 119.93M |
| Effective Tax Rate | 28.12 |
Stock Price Statistics
Provident Financial Services, Inc.'s stock has gained approximately 27.0183% over the past 52 weeks. The 50-day moving average sits at 22.63, while the 200-day moving average is 21.00.
| Beta (5Y) | N/A |
| 52-Week Price Change | 27.0183% |
| 50-Day Moving Average | 22.63 |
| 200-Day Moving Average | 21.00 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Provident Financial Services, Inc. generated 886.84M in revenue and converted that into 306.55M in net income, yielding earnings per share of 2.35.
| Revenue | 886.84M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 426.48M |
| Net Income | 306.55M |
| EBITDA | 64.30M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.35 |
Balance Sheet
Provident Financial Services, Inc. holds 361.82M in cash and equivalents against 2.80B in total debt, resulting in a net debt position of 2.57B.
| Cash & Cash Equivalents | 361.82M |
| Total Debt | 2.80B |
| Net Debt | 2.57B |
| Equity (Book Value) | 1.20B |
| Book Value Per Share | 9.22 |
| Working Capital | N/A |
Cash Flow
Provident Financial Services, Inc. produced 438.40M in operating cash flow over the past twelve months. After subtracting -14.09M in capital expenditures, free cash flow totaled 424.31M - equivalent to 3.25 per share.
| Operating Cash Flow | 438.40M |
| Capital Expenditures | -14.09M |
| Free Cash Flow | 424.31M |
| FCF Per Share | 3.25 |
Margins
Provident Financial Services, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 48.09 |
| Profit Margin | 34.57 |
| EBITDA Margin | 7.25 |
Dividends & Yields
The company's payout ratio of 40.91 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.96 |
| Dividend Yield | N/A |
| Payout Ratio | 40.91 |
| Shareholder Yield | -23.82 |
| FCF Yield | 16.38 |
Scores
Provident Financial Services, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |