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Pagaya Technologies Ltd.

Pagaya Technologies Ltd.

PGY
Pagaya Technologies Ltd.US flagNASDAQ Capital Market
22.98
USD
+0.09
- -
1.92BMarket Cap

Total Valuation

Pagaya Technologies Ltd. carries a market capitalization of 1.92B, placing it among publicly traded companies globally. Its enterprise value stands at 1.19B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.92B
Enterprise Value1.19B

Share Statistics

Pagaya Technologies Ltd. currently has 83.34M shares outstanding.

Shares Outstanding83.34M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Pagaya Technologies Ltd. trades at a trailing price-to-earnings ratio of 11.74. The price-to-sales ratio is 1.12, and the price-to-book ratio stands at 2.56.

PE Ratio11.74
PS Ratio1.12
PB Ratio2.56
P/TBV Ratio2.68
P/FCF Ratio6.36
P/OCF Ratio5.63

Enterprise Valuation

On an enterprise value basis, Pagaya Technologies Ltd. trades at an EV/EBITDA multiple of 3.93 and an EV/FCF ratio of 4.30. The EV/Sales ratio of 0.90 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 4.25 provides insight into valuation relative to core operating earnings.

EV / Sales0.90
EV / EBITDA3.93
EV / EBIT4.25
EV / FCF4.30

Financial Position

Pagaya Technologies Ltd. maintains a current ratio of 11.51, meaning it holds 11.5x the short-term assets needed to cover near-term liabilities.

Current Ratio11.51
Quick Ratio10.68
Debt / Equity139.85
Debt / EBITDA2.99
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)26.39
Return on Assets (ROA)8.20
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Pagaya Technologies Ltd. has paid -20.12M in income taxes, reflecting an effective tax rate of 11.53.

Income Tax-20.12M
Effective Tax Rate11.53

Stock Price Statistics

Pagaya Technologies Ltd.'s stock has declined approximately -38.32528% over the past 52 weeks. The 50-day moving average sits at 19.53, while the 200-day moving average is 17.31.

Beta (5Y)N/A
52-Week Price Change-38.32528%
50-Day Moving Average19.53
200-Day Moving Average17.31
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Pagaya Technologies Ltd. generated 1.33B in revenue and converted that into 126.81M in net income, yielding earnings per share of 1.23. EBITDA reached 303.61M, while operating income came in at 281.07M.

Revenue1.33B
Gross Profit538.66M
Operating Income281.07M
Pretax Income98.69M
Net Income126.81M
EBITDA303.61M
EBIT281.07M
Earnings Per Share (EPS)1.23

Balance Sheet

Pagaya Technologies Ltd. holds 1.29B in cash and equivalents against 907.34M in total debt, resulting in a net debt position of 625.67M. Total book value stands at 594.15M, with working capital of 1.46B providing operational flexibility.

Cash & Cash Equivalents1.29B
Total Debt907.34M
Net Debt625.67M
Equity (Book Value)594.15M
Book Value Per Share7.13
Working Capital1.46B

Cash Flow

Pagaya Technologies Ltd. produced 264.73M in operating cash flow over the past twelve months. After subtracting -12.95M in capital expenditures, free cash flow totaled 251.78M - equivalent to 3.09 per share.

Operating Cash Flow264.73M
Capital Expenditures-12.95M
Free Cash Flow251.78M
FCF Per Share3.09

Margins

Pagaya Technologies Ltd. operates with a gross margin of 40.64, reflecting its pricing power and cost economics. The operating margin of 21.20 and net profit margin of 9.57 provide insight into operational efficiency.

Gross Margin40.64
Operating Margin21.20
Pretax Margin7.45
Profit Margin9.57
EBITDA Margin22.90

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-5.65
FCF Yield15.73

Stock Splits

Pagaya Technologies Ltd.'s most recent stock split took place on March 8, 2024 with a 12:1 split ratio.

Last Split Date3/8/2024
Split Ratio12:1

Scores

Pagaya Technologies Ltd. posts an Altman Z-Score of 2.61, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.61