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Pagaya Technologies Ltd.

Pagaya Technologies Ltd.

PGY
Pagaya Technologies Ltd.US flagNASDAQ Capital Market
17.48
USD
+0.39
- -
1.45BMarket Cap

Total Valuation

Pagaya Technologies Ltd. carries a market capitalization of 1.45B, placing it among publicly traded companies globally. Its enterprise value stands at 670.88M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.45B
Enterprise Value670.88M

Share Statistics

Pagaya Technologies Ltd. currently has 82.78M shares outstanding.

Shares Outstanding82.78M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Pagaya Technologies Ltd. trades at a trailing price-to-earnings ratio of 9.49. The price-to-sales ratio is 0.73, and the price-to-book ratio stands at -1.11.

PE Ratio9.49
PS Ratio0.73
PB Ratio-1.11
P/TBV Ratio1.64
P/FCF Ratio4.13
P/OCF Ratio3.77

Enterprise Valuation

On an enterprise value basis, Pagaya Technologies Ltd. trades at an EV/EBITDA multiple of 2.48 and an EV/FCF ratio of 2.57. The EV/Sales ratio of 0.53 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 2.74 provides insight into valuation relative to core operating earnings.

EV / Sales0.53
EV / EBITDA2.48
EV / EBIT2.74
EV / FCF2.57

Financial Position

Pagaya Technologies Ltd. maintains a current ratio of 6.48, meaning it holds 6.5x the short-term assets needed to cover near-term liabilities.

Current Ratio6.48
Quick Ratio6.00
Debt / Equity154.89
Debt / EBITDA3.43
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)N/A
Return on Assets (ROA)6.71
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Pagaya Technologies Ltd. has paid -14.06M in income taxes, reflecting an effective tax rate of 34.64.

Income Tax-14.06M
Effective Tax Rate34.64

Stock Price Statistics

Pagaya Technologies Ltd.'s stock has declined approximately -44.17119% over the past 52 weeks. The 50-day moving average sits at 15.52, while the 200-day moving average is 18.53.

Beta (5Y)N/A
52-Week Price Change-44.17119%
50-Day Moving Average15.52
200-Day Moving Average18.53
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Pagaya Technologies Ltd. generated 1.28B in revenue and converted that into 98.19M in net income, yielding earnings per share of 1.01. EBITDA reached 270.68M, while operating income came in at 244.46M.

Revenue1.28B
Gross Profit517.98M
Operating Income244.46M
Pretax Income78.98M
Net Income98.19M
EBITDA270.68M
EBIT244.46M
Earnings Per Share (EPS)1.01

Balance Sheet

Pagaya Technologies Ltd. holds 1.26B in cash and equivalents against 928.00M in total debt, resulting in a net debt position of 577.57M. Total book value stands at -837.96M, with working capital of 1.31B providing operational flexibility.

Cash & Cash Equivalents1.26B
Total Debt928.00M
Net Debt577.57M
Equity (Book Value)-837.96M
Book Value Per Share-10.47
Working Capital1.31B

Cash Flow

Pagaya Technologies Ltd. produced 247.38M in operating cash flow over the past twelve months. After subtracting -13.30M in capital expenditures, free cash flow totaled 234.08M - equivalent to 2.93 per share.

Operating Cash Flow247.38M
Capital Expenditures-13.30M
Free Cash Flow234.08M
FCF Per Share2.93

Margins

Pagaya Technologies Ltd. operates with a gross margin of 40.54, reflecting its pricing power and cost economics. The operating margin of 19.13 and net profit margin of 7.69 provide insight into operational efficiency.

Gross Margin40.54
Operating Margin19.13
Pretax Margin6.18
Profit Margin7.69
EBITDA Margin21.19

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-21.20
FCF Yield24.23

Stock Splits

Pagaya Technologies Ltd.'s most recent stock split took place on March 8, 2024 with a 12:1 split ratio.

Last Split Date3/8/2024
Split Ratio12:1

Scores

Pagaya Technologies Ltd. posts an Altman Z-Score of 2.06, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.06