Pagaya Technologies Ltd.
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- Pagaya Technologies Ltd. Pagaya Technologies Ltd. (NASDAQ: PGY) operates as an AI-driven financial technology company that provides machine learning-based infrastructure to financial institutions, enabling loan origination, underwriting, and risk management across consumer credit products including personal loans, auto loans, point-of-sale financing, buy now pay later options, and residential real estate solutions; its proprietary platform features a decision engine for credit assessment, marketing tools like PGY Affiliates and Prescreen for customer acquisition, intelligence products for portfolio optimization and fraud detection, dynamic verification for faster conversions, and compliance services integrated via API into partner networks. Founded in 2016 with dual headquarters in New York and Tel Aviv, Israel, the company primarily generates revenue from the United States while serving global partners through its network connecting lenders, banks, and investors to expand credit access without assuming credit risk. Recent developments include the acquisition of Theorem Technology, Inc. in 2024 to bolster consumer credit funds management, an inaugural auto forward flow agreement with Castlelake for up to $500 million in loans announced in November 2025 raising total forward flow capacity to approximately $5.5 billion since year-end 2024, a partnership with One William Street Capital Management for residual certificates in a AAA-rated auto ABS securitization, closure of a second $300 million AAA-rated POSH revolving ABS transaction, issuance of $500 million in corporate debt rated by major agencies, expansion of its revolving credit facility to $132 million at reduced rates, and a strategic partnership with Klarna alongside a $300 million bond backed by BNPL loans, all contributing to record Q3 2025 results with $350 million in revenue, $107 million adjusted EBITDA, and raised full-year guidance.
Company News
Pagaya Technologies Ltd. (PGY) Registers a Bigger Fall Than the Market: Important Facts to Note
PGY vs. OMF: Which Consumer Lending Stock Has Better Growth Potential?
Pagaya Closes 100th Asset-Backed Securitization with New $650 Million Auto ABS Deal
Will PGY's Expanding Funding Base Reduce Its Reliance on ABS Markets?
Stock Picks From Seeking Alpha's September 2026 New Analysts
Pagaya Announces Timing of Third Quarter 2026 Earnings Release
Why Pagaya Technologies Ltd. (PGY) Outpaced the Stock Market Today
3 Small-Cap Stocks With Catalysts That Could Put Them in the Spotlight
Pagaya Issues AAA-Rated $600 Million Personal Loan ABS Transaction
Why Pagaya Stock Dropped 20% in September
Pagaya Trades at a Discount: Is the Stock Worth Investing In?
Cango (NYSE:CANG) vs. Pagaya Technologies (NASDAQ:PGY) Financial Comparison
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2026-5 and Research-Driven Pagaya Motor Trust 2026-5
Pagaya: The 5x P/E Is The Wrong Reason To Own This Stock
Pagaya Secures First Variable Funding Note Facility with ATLAS SP Partners, Advancing Long-Term Committed Capital Strategy
Pagaya Technologies Ltd. (NASDAQ:PGY) Stock Has Consensus Target Price of $31.25
Pagaya Technologies Ltd. (PGY) Stock Dips While Market Gains: Key Facts
Pagaya Technologies: A High-Conviction Satellite Bet With 20%+ Projected IRR
Pagaya Closes 24-Month $460 Million Revolving Personal Loan Facility
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2026-6 and Pagaya AI Debt Trust 2026-6