PLAID,Inc.
PLDIF
Other OTC3.18
USD
- -
- -
PLAID,Inc.
PLDIF
(Other OTC)
Recent
price
3.18
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Plaid Inc is a financial technology company that develops and operates data connectivity platforms enabling applications to securely connect with users' bank accounts. Its core products include Auth and Balance for bank account authentication and balance verification; Transactions for fetching detailed transaction histories; Identity verification services; and Investment Account data connectivity. The company also provides advanced solutions in credit-risk analytics, fraud prevention, and pay-by-bank services. Plaid's API-driven platform supports major fintech applications, facilitating instant validation of bank accounts, seamless payments, and secure financial data access for consumer and enterprise clients primarily across the United States, Canada, and several European countries. Founded in 2013 and headquartered in San Francisco, California, Plaid serves key customers including Affirm, Chime, Robinhood, and SoFi. Recent developments include a $575 million funding round in 2025 at a $6.1 billion valuation led by Franklin Templeton, Fidelity, and BlackRock, supporting expansion into new sectors and product innovations. The company has focused on increasing revenue by over 25% in 2024, enhancing gross profit margins to around 80%, and diversifying offerings beyond its original bank-account-linking services to include credit scoring and payment initiation. Plaid operates with robust security measures including cloud infrastructure, end-to-end encryption, multi-factor authentication, and continuous security monitoring to maintain data integrity and customer trust. It remains a cornerstone in fintech infrastructure by enabling faster, safer financial transactions and data integrations through networks like the Real Time Payments system, reducing reliance on slower traditional transfer protocols.