Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc.

100.46
USD
+2.25
(+2.29%)
7.18EPS
14.68P/E
15.23BMarket Cap
Jan 19Next Earn

Total Valuation

USD

As of June 30, 2026, Pinnacle Financial Partners, Inc. carries a market capitalization of 15.23B, placing it among publicly traded companies globally. Its enterprise value stands at 462.88M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap15.23B
Enterprise Value462.88M

Important Dates

Pinnacle Financial Partners, Inc.'s next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Share Statistics

As of June 30, 2026, Pinnacle Financial Partners, Inc. has 151.00M shares outstanding.

Shares Outstanding151.00M

Valuation Ratios

As of June 30, 2026, Pinnacle Financial Partners, Inc. trades at a trailing price-to-earnings ratio of 14.68. The price-to-sales ratio is 3.48, and the price-to-book ratio stands at 1.08.

PE Ratio14.68
PS Ratio3.48
PB Ratio1.08
P/TBV Ratio1.60
P/FCF Ratio7.57
P/OCF Ratio7.49

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.14 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Pinnacle Financial Partners, Inc. trades at an EV/FCF ratio of 0.30, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 462.88M versus a market cap of 15.23B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.14
EV / FCF0.30

Financial Position

These figures are as of June 30, 2026.

Debt / Equity69.15

Financial Efficiency

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Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. posted a return on equity (ROE) of 7.65, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.89, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.84, useful for judging operating efficiency across full business cycles. The company generates approximately 899,948.68 in revenue per employee across its workforce of 3,673.13, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.65
Return on Assets (ROA)0.89
Return on Capital Employed (ROCE)4.84
Revenue Per Employee899,948.68
Employee Count3,673.13

Taxes

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Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. recorded 202.26M in income tax expense. That works out to an effective tax rate of 19.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.02B, leaving 820.92M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax202.26M
Effective Tax Rate19.77

Stock Price Statistics

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As of the close on October 22, 2026, Pinnacle Financial Partners, Inc.'s stock has gained approximately 14.90% over the past 52 weeks. The 50-day moving average sits at 98.04, while the 200-day moving average is 96.57.

52-Week Price Change14.90%
50-Day Moving Average98.04
200-Day Moving Average96.57

Income Statement

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Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. generated 3.31B in revenue and converted that into 820.92M in net income, yielding earnings per share of 7.18.

Revenue3.31B
Pretax Income1.02B
Net Income820.92M
Earnings Per Share (EPS)7.18

Balance Sheet

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As of June 30, 2026, Pinnacle Financial Partners, Inc. holds 25.80B in cash and equivalents against 10.25B in total debt, resulting in a net debt position of 2.60B.

Cash & Cash Equivalents25.80B
Total Debt10.25B
Net Debt2.60B
Equity (Book Value)14.05B
Book Value Per Share93.03

Cash Flow

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Pinnacle Financial Partners, Inc. produced 1.54B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -12.52M in capital expenditures, free cash flow totaled 1.52B - equivalent to 13.37 per share.

Operating Cash Flow1.54B
Capital Expenditures-12.52M
Free Cash Flow1.52B
FCF Per Share13.37

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin30.95
Profit Margin24.83

Dividends & Yields

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Over the twelve months ended June 30, 2026, Pinnacle Financial Partners, Inc. paid dividends of 1.96 per share. The dividend payout ratio of 23.78 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 13.20, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -68.32, meaning Pinnacle Financial Partners, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.96
Payout Ratio23.78
Shareholder Yield-68.32
FCF Yield13.20

Stock Splits

Pinnacle Financial Partners, Inc.'s most recent stock split took place on May 11, 2004 with a 1:2 split ratio.

Last Split Date5/11/2004
Split Ratio1:2