Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc.

PNFP
Pinnacle Financial Partners, Inc.US flagNew York Stock Exchange
93.63
USD
-2.73
- -
7.20BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.28
6.8
7.8
9.12
9.76
10.88
11.7
13.26
14.8
17.23
18.2
19.9
23.31
25.3
Basic EPS, GAAP
1.69
2.03
2.58
2.96
2.73
4.66
5.25
4.04
6.79
7.2
7.2
6.01
8.15
6.15
Free Cash Flow per Basic Share
3.54
2.57
1.99
3.14
1.76
5.8
5.1
5.13
8.4
7.14
5.26
10.56
8.65
16.73
Dividend per Share
0.08
0.33
0.49
0.57
0.56
0.59
0.65
0.76
0.94
1.1
1.1
1.1
1.17
1.54
Book Value per Share
5.19
6.83
8.63
9.93
9.36
11.81
16.51
19.68
25.71
31.93
37.65
42.54
49.51
38.74
Tangible Book Value per Share
13.92
16.02
19.26
21.61
28.91
27.4
32.54
37.48
42.93
45.17
51.89
56.81
64.37
90.99
Basic Weighted Avg Shares
34
35
37
43
64
77
76
75
75
76
76
76
77
102
Sales/Revenue/Turnover
215
236
289
392
622
839
893
1,000
1,117
1,305
1,383
1,521
1,791
2,570
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9
9
10
- -
-24
-24
8
45
53
62
79
99
114
379
Net Income, GAAP
58
70
96
127
174
359
401
312
527
561
562
475
642
651
Effective Tax Rate (%)
32.79
33.3
33.26
33.52
41.62
20.12
19.43
15.9
19.11
19.61
21.27
18.26
17.7
9.35
Profit Margin (%)
26.89
29.87
33.07
32.41
27.97
42.83
44.87
31.24
47.2
42.98
40.64
31.23
35.83
25.35
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
189
292
442
757
1,785
1,929
2,812
1,759
1,312
888
2,563
2,300
2,205
5,741
Total Equity
724
803
1,156
1,497
3,708
3,966
4,356
4,905
5,311
5,519
6,036
6,432
7,044
14,594
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
38.54
33.99
34.32
34.07
33.97
47.69
36.92
22.21
29.91
25.03
20.72
15.04
17.76
17.11

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
2,203
2,205
5,741
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
217
217
781
Shares Outstanding
78
78
151
Market Capitalization
7,200
7,331
8,752

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,010
6,526
17,548
Accounts Receivable, Net
219
220
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
48
48
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
24.43%
7.53%
9.51%
Free Cash Flow
45.81%
21.46%
-17.6%
Net Income, GAAP
26.11%
19.01%
35.11%
Sales/Revenue/Turnover
20.99%
12.46%
17.76%
Total Cash Common Dividend
16.02%
8.92%
8.18%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
374
314
408
425
1,521
2025
442
443
463
478
1,791
2026
1,186
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.58
0.65
1.87
1.93
6.01
2025
1.77
2.01
2.2
- -
8.15
2026
0.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.28
0.27
0.28
1.1
2025
0.3
0.29
0.29
- -
1.17
2026
0.6
- -
- -
- -
- -

Company Description

APIChat
CEO
Kevin S. Blair
Full Time Employees
8,389
Sector
Financial Services
Industry
Banks - Regional
Address
3400 Overton Park Drive Atlanta GA United States of America 30339
IPO Date
Aug 22, 2000
Website
pnfp.com
Business
Pinnacle Financial Partners, Inc. operates as a bank holding company for Pinnacle Bank, providing a full range of banking, investment, trust, mortgage, and insurance products and services to businesses, their owners and employees, and consumers seeking comprehensive financial relationships. The company offers commercial loans and lines of credit; real estate loans; consumer loans; treasury management services including online wire origination, automated bill pay, positive pay, and remote deposit; deposit products such as noninterest-bearing checking, interest-bearing checking, savings, money market, and certificates of deposit; fiduciary and investment services through its Trust & Investment Services department; online and mobile banking with bill payment, custom alerts, and electronic statements; mortgage lending; and insurance solutions. Founded in 2000 and headquartered in Nashville, Tennessee, Pinnacle conducts operations through approximately 137 offices across 15 primarily urban markets in Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, and expanding into Kentucky. In July 2025, Pinnacle entered into a definitive all-stock merger agreement valued at $8.6 billion with Synovus Financial Corp., creating a combined entity with over $116 billion in assets as the 28th largest U.S. lender focused on Southeast growth markets; the deal received Federal Reserve regulatory approval in November 2025, shareholder approval on November 6, 2025, and anticipates closing on January 1, 2026, with Terry Turner as post-merger chairman. Recent expansions include new office leaders and financial advisors in Central Kentucky (Lexington), Virginia (Richmond), Charlotte (South End), Decatur, and the National Capital Region (Tysons Corner), alongside team strengthening in Knoxville; the firm also ranked No. 31 on Fortune's 2025 Best Workplaces for Parents list.

Company News

APIChat
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  • Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at Morgan Stanley US Financials Conference

  • Pinnacle Financial Partners names Douglas Hromco as chief security officer

  • Pinnacle Financial Partners enters Auburn, Ala. with veteran banker Martee Moseley as market executive

  • Pinnacle Financial Partners: Post-Merger Goals Are On Track

  • Pinnacle Financial Partners Q1 Earnings Call Highlights

  • Pinnacle Financial Partners, Inc. (PNFP) Q1 2026 Earnings Call Transcript

  • Pinnacle Financial Partners powers recruiting growth engine with 50 new revenue producing team members in 1Q26

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  • Pinnacle Financial Partners announces earnings for first quarter 2026

  • Pinnacle Financial Partners announces common and preferred stock dividends

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  • Pinnacle Financial Partners named Official Bank of the Cadillac Championship in South Florida

  • FNY Investment Advisers LLC Invests $2.99 Million in Pinnacle Financial Partners, Inc. $PNFP

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  • Analyzing Park National (NYSE:PRK) and Pinnacle Financial Partners (NYSE:PNFP)

  • Pinnacle is America's No. 12 Best Company to Work For

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