PRA Group, Inc.

Total Valuation

PRA Group, Inc. carries a market capitalization of 725.44M, placing it among publicly traded companies globally. Its enterprise value stands at 4.30B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

PRA Group, Inc. currently has 37.65M shares outstanding.

Valuation Ratios

The price-to-sales ratio is 0.55, and the price-to-book ratio stands at 0.68.

Enterprise Valuation

On an enterprise value basis, PRA Group, Inc. trades at an EV/EBITDA multiple of 12.01 and an EV/FCF ratio of 32.83. The EV/Sales ratio of 3.20 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 12.38 provides insight into valuation relative to core operating earnings.

Financial Position

PRA Group, Inc. maintains a current ratio of 18.85, meaning it holds 18.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 340.56, indicating elevated leverage, while an interest coverage ratio of 3.09 demonstrates adequate ability to service its debt obligations.

Financial Efficiency

Taxes

Over the trailing twelve months, PRA Group, Inc. has paid 65.16M in income taxes, reflecting an effective tax rate of 59.17.

Stock Price Statistics

PRA Group, Inc.'s stock has gained approximately 10.51714% over the past 52 weeks. The 50-day moving average sits at 18.52, while the 200-day moving average is 17.03.

Income Statement

Over the trailing twelve months, PRA Group, Inc. generated 1.34B in revenue and converted that into -265.05M in net income, yielding earnings per share of -6.57. EBITDA reached 357.59M, while operating income came in at 346.99M.

Balance Sheet

PRA Group, Inc. holds 276.55M in cash and equivalents against 3.79B in total debt, resulting in a net debt position of 3.63B. Total book value stands at 1.05B, with working capital of 4.75B providing operational flexibility.

Cash Flow

PRA Group, Inc. produced -31.39M in operating cash flow over the past twelve months. After subtracting -6.45M in capital expenditures, free cash flow totaled -37.85M - equivalent to -0.98 per share.

Margins

PRA Group, Inc. operates with a gross margin of 67.76, reflecting its pricing power and cost economics. The operating margin of 25.83 and net profit margin of -19.73 provide insight into operational efficiency.

Dividends & Yields

Stock Splits

PRA Group, Inc.'s most recent stock split took place on August 2, 2013 with a 1:3 split ratio.

Scores

PRA Group, Inc. posts an Altman Z-Score of 2.03, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.