PRA Group, Inc.

PRA Group, Inc.

PRAA
PRA Group, Inc.US flagNASDAQ Global Select
17.46
USD
+0.09
- -
665.94MMarket Cap
PRA Group, Inc.
PRAA
(NASDAQ Global Select)

Recent

price

17.46

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.39
8.94
11.63
14.6
17.62
19.57
17.97
18
19.39
21.93
23.4
24.37
24.38
20.49
28.54
30.97
32.38
Revenue per Share
1.46
1.96
2.48
3.48
3.53
3.49
1.86
3.6
1.45
1.9
3.28
4.07
2.96
-2.13
1.79
-7.79
-7.22
Basic EPS, GAAP
2.66
3.18
2.44
4.15
4.87
3.92
4.14
-0.16
1.33
2.54
2.73
1.64
0.21
-2.56
-2.5
-2.31
-0.34
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
6.48
8.33
10.88
14.49
18.13
20.05
22.67
26.61
28.2
30.03
33.21
34.55
39.69
38.03
39.63
32.05
33.02
Book Value per Share
8.42
10.12
11.35
14.89
7.28
6.67
8.41
12.93
14.45
16.44
19.34
18.79
21.46
20.62
20.24
25.86
26.79
Tangible Book Value per Share
50
51
51
50
50
48
46
46
45
45
46
45
40
39
39
39
39
Basic Weighted Avg Shares
373
459
593
735
881
942
832
822
878
995
1,065
1,096
967
803
1,124
1,213
1,259
Sales/Revenue/Turnover
34.84
38.54
36.45
41.34
38.83
32.94
26.41
17.97
21.46
25.11
19.52
22.89
16.05
-10.12
18.67
20.08
21.88
Operating Margin (%)
12
13
15
14
18
20
24
20
19
17
18
15
15
19
11
10
8
Depreciation Expense
73
101
127
175
177
168
86
164
66
86
149
183
117
-83
71
-305
-281
Net Income, GAAP
38.89
39.6
39.09
37.5
41.36
34.71
32.13
- -
15.38
16.77
19.72
21.9
23.77
- -
19.19
- -
51.12
Effective Tax Rate (%)
19.71
21.96
21.36
23.85
20.04
17.83
10.37
19.99
7.47
8.66
14.02
16.72
12.12
-10.4
6.28
-25.15
-22.29
Profit Margin (%)
395
699
1,088
1,383
1,922
2,138
2,281
2,734
3,063
3,463
3,380
3,281
3,220
3,585
3,989
4,607
4,683
Working Capital
2
1
328
452
1,482
1,717
1,784
2,170
2,474
2,882
2,719
2,670
2,554
2,965
3,363
3,729
3,811
LT Debt
505
595
708
869
902
840
917
1,141
1,124
1,227
1,374
1,325
1,287
1,239
1,194
1,040
1,069
Total Equity
9.09
10.7
11.08
13.18
9.53
7.28
5.02
- -
3.81
3.9
2.88
3.6
2.34
- -
3.31
- -
- -
Return on Invested Capital (%)
12.9
16.3
15.82
16.68
10.96
7.97
4.62
- -
3.79
3.53
2.67
3.57
2.92
- -
2.27
- -
0.75
Return on Capital (%)
25.31
26.71
25.77
27.29
21.57
17.95
8.56
14.51
5.26
6.53
10.39
11.95
7.49
-5.45
4.63
-21.67
-19.71
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
3,607
3,697
3,779
LT Finance Leases
31
32
32
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
39
38
38
Market Capitalization
608
693
680

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
4,760
4,875
4,892
Cash, Cash Equivalents & STI
171
169
240
Accounts Receivable, Net
4,572
4,688
4,637
Inventories
- -
- -
- -
Total Current Liabilities
304
268
209
Payables & Accruals
164
162
131
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.66%
-5.33%
-12.87%
Free Cash Flow
-236.6%
-288.72%
-8.39%
Net Income, GAAP
-81.49%
-180.29%
-532.21%
Sales/Revenue/Turnover
3.64%
4.42%
7.97%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
258
287
284
296
1,124
2025
272
291
314
336
1,213
2026
317
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.55
0.69
0.47
1.79
2025
0.09
1.08
-10.43
1.46
-7.79
2026
0.74
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
PRA Group, Inc. (Nasdaq: PRAA) is a global financial services company that purchases, collects and manages portfolios of nonperforming loans from banks, credit originators and other financial institutions worldwide; its core operations focus on acquiring delinquent consumer accounts including credit cards, auto loans, overdrafts and small business loans, while insolvency operations target nonperforming loans involving bankruptcy proceedings primarily in Europe; the company also provides fee-based services such as class action claims recoveries, data analytics, revenue and recovery solutions including claims processing and fraud prevention, and debt management with customer-centric approaches offering flexible payment options. Founded in 1996 and headquartered in Norfolk, Virginia, PRA Group operates through subsidiaries across 18 countries in the Americas, Europe and Australia, spanning 12 languages and 12 currencies, employing over 3,000 people and serving creditors by returning capital to support expanded financial services for consumers and businesses. Recent developments include the appointment of Martin Sjolund as President and Chief Executive Officer effective June 2025 following a leadership succession plan, promotion of Owen James to President of PRA Group Europe in June 2025, issuance of $400 million in 8.875% senior notes due 2030 and an additional $150 million in November 2024, amendment and extension of North American and UK credit agreements in October 2024, record portfolio purchases of $1.4 billion in 2024 with a 2025 target of $1.2 billion emphasizing value-oriented buying, and addition of new board members such as Adrian Butler in December 2024 alongside ongoing investments in employee resource groups and community initiatives.

Company News

APIChatGPT
  • Here's Why PRA Group (PRAA) is a Strong Momentum Stock

  • Should You Hold PRAA Stock on Rising Collections and Portfolio Income?

  • PRA Group Q1 Earnings Call Highlights

  • PRAA Q1 Earnings Beat Estimates on Higher Cash Collections

  • PRA Group, Inc. (PRAA) Q1 2026 Earnings Call Transcript

  • PRA Group (PRAA) Surpasses Q1 Earnings and Revenue Estimates

  • PRA Group Reports First Quarter 2026 Results

  • PRA Group Announces Amendment and Extension of European Credit Agreement

  • PRA Group Inc (PRAA) Stock Up 3.8% and Still Undervalued -- GF Score: 73/100

  • PRA Group to Announce First Quarter 2026 Results on May 7

  • JPMorgan Chase & Co. Has $2.39 Million Holdings in PRA Group, Inc. $PRAA

  • Here's Why Investors Should Stay Neutral on PRA Group for Now

  • PRA Group and StepChange Unite Stakeholders in UK Parliament to Strengthen Financial Inclusion

  • PRA Group (NASDAQ:PRAA) Stock Price Crosses Above 200-Day Moving Average – Should You Sell?

  • PRA Group, Inc. (NASDAQ:PRAA) Receives $25.00 Consensus Target Price from Analysts

  • Financial Comparison: PRA Group (NASDAQ:PRAA) and Solar Energy Initiatives (OTCMKTS:SNRY)

  • PRA Group (NASDAQ:PRAA) Shares Gap Up Following Strong Earnings

  • PRA Group: A Better Quarter Is Welcome, But A Lot Of Work Remains

  • PRA Group Q4 Earnings Beat Estimates on Strong Portfolio Income

  • PRA Group, Inc. (PRAA) Q4 2025 Earnings Call Transcript