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PROG Holdings, Inc.

PROG Holdings, Inc.

PRG
PROG Holdings, Inc.US flagNew York Stock Exchange
39.29
USD
+0.82
- -
1.56BMarket Cap

Total Valuation

PROG Holdings, Inc. carries a market capitalization of 1.56B, placing it among publicly traded companies globally. Its enterprise value stands at 2.66B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.56B
Enterprise Value2.66B

Share Statistics

PROG Holdings, Inc. currently has 39.83M shares outstanding.

Shares Outstanding39.83M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

PROG Holdings, Inc. trades at a trailing price-to-earnings ratio of 12.67. The price-to-sales ratio is 0.72, and the price-to-book ratio stands at 2.31.

PE Ratio12.67
PS Ratio0.72
PB Ratio2.31
P/TBV Ratio43.94
P/FCF Ratio5.45
P/OCF Ratio5.58

Enterprise Valuation

On an enterprise value basis, PROG Holdings, Inc. trades at an EV/EBITDA multiple of 1.37 and an EV/FCF ratio of 6.92. The EV/Sales ratio of 1.03 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 6.89 provides insight into valuation relative to core operating earnings.

EV / Sales1.03
EV / EBITDA1.37
EV / EBIT6.89
EV / FCF6.92

Financial Position

PROG Holdings, Inc. maintains a current ratio of 8.02, meaning it holds 8.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 110.15, indicating elevated leverage, while an interest coverage ratio of 38.21 demonstrates strong ability to service its debt obligations.

Current Ratio8.02
Quick Ratio3.95
Debt / Equity110.15
Debt / EBITDA0.46
Interest Coverage38.21

Financial Efficiency

PROG Holdings, Inc. posts a return on equity of 19.90 and a return on invested capital of 19.60.

Return on Equity (ROE)19.90
Return on Assets (ROA)8.37
Return on Invested Capital (ROIC)19.60
Return on Capital Employed (ROCE)12.37
Revenue Per EmployeeN/A
Employee CountN/A
Inventory Turnover0.26

Taxes

Over the trailing twelve months, PROG Holdings, Inc. has paid 48.34M in income taxes, reflecting an effective tax rate of 27.93.

Income Tax48.34M
Effective Tax Rate27.93

Stock Price Statistics

PROG Holdings, Inc.'s stock has gained approximately 11.2086% over the past 52 weeks. The 50-day moving average sits at 42.88, while the 200-day moving average is 35.12.

Beta (5Y)N/A
52-Week Price Change11.2086%
50-Day Moving Average42.88
200-Day Moving Average35.12
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, PROG Holdings, Inc. generated 2.58B in revenue and converted that into 146.67M in net income, yielding earnings per share of 3.07. EBITDA reached 1.94B, while operating income came in at 385.86M.

Revenue2.58B
Gross Profit1.32B
Operating Income385.86M
Pretax Income173.08M
Net Income146.67M
EBITDA1.94B
EBIT385.86M
Earnings Per Share (EPS)3.07

Balance Sheet

PROG Holdings, Inc. holds 85.20M in cash and equivalents against 887.06M in total debt, resulting in a net debt position of 801.86M. Total book value stands at 805.34M, with working capital of 1.06B providing operational flexibility.

Cash & Cash Equivalents85.20M
Total Debt887.06M
Net Debt801.86M
Equity (Book Value)805.34M
Book Value Per Share20.22
Working Capital1.06B

Cash Flow

PROG Holdings, Inc. produced 333.08M in operating cash flow over the past twelve months. After subtracting -14.34M in capital expenditures, free cash flow totaled 318.74M - equivalent to 7.99 per share.

Operating Cash Flow333.08M
Capital Expenditures-14.34M
Free Cash Flow318.74M
FCF Per Share7.99

Margins

PROG Holdings, Inc. operates with a gross margin of 94.65, reflecting its pricing power and cost economics. The operating margin of 14.94 and net profit margin of 5.68 provide insight into operational efficiency.

Gross Margin94.65
Operating Margin14.94
Pretax Margin6.70
Profit Margin5.68
EBITDA Margin75.17

Dividends & Yields

The company's payout ratio of 17.27 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.54
Dividend YieldN/A
Payout Ratio17.27
Shareholder Yield4.85
FCF Yield18.34

Stock Splits

PROG Holdings, Inc.'s most recent stock split took place on December 1, 2020 with a 1000:1179 split ratio.

Last Split Date12/1/2020
Split Ratio1000:1179

Scores

PROG Holdings, Inc. posts an Altman Z-Score of 6.70, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score6.70