Habib Bank Limited
PPSX:HBL285.75
PKR
-6.52
(-2.23%)
ISIN
PK0085101019
Return %
Stock
S&P 500
1Y
-8.86
14.20
3Y
186.21
81.12
5Y
120.32
68.34
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Company Description
- CEO
- Muhammad Nassir Salim
- Full Time Employees
- 21,818
- Sector
- Finance
- Industry
- Major banks
- Address
- Karachi Pakistan
- IPO Date
- Jul 26, 2007
- Website
- hbl.com
- Similar Companies
- Business
- Habib Bank Limited (PSX: HBL) is a multinational commercial banking institution that provides a comprehensive range of retail, corporate, investment, and Islamic banking services to individual consumers, small and medium-sized enterprises (SMEs), agricultural producers, commercial corporations, and institutional clients. Founded in 1941 and headquartered in Karachi, Pakistan, the bank operates under the majority ownership of the Aga Khan Fund for Economic Development (AKFED), maintaining an extensive nationwide branch network alongside international operations across South Asia, Central Asia, the Middle East, Europe, and Africa. The institution conducts its operations through distinct business segments comprising Branch Banking, Corporate and Investment Banking, Treasury and Global Markets, Islamic Banking, and Digital and Transaction Banking. Its core product and service portfolio encompasses deposit accounts, including current, savings, foreign currency, and fixed-term deposit accounts; consumer finance products, including personal loans, automobile financing, residential mortgages, credit cards, and debit cards; corporate and commercial financing facilities, including working capital lines, term loans, project finance, structured trade finance, and syndicated credit facilities; investment banking services, including mergers and acquisitions (M&A) advisory, debt capital markets, equity underwriting, and project advisory; Shariah-compliant financial products under HBL Islamic Banking, including Murabaha, Ijarah, and Diminishing Musharakah contracts; treasury solutions, including foreign exchange management, interest rate derivatives, liquidity management, and government securities trading; transaction banking and trade services, including documentary credits, international remittances, collections, bank guarantees, and electronic cash management; agricultural lending products, including crop production loans, farm mechanization finance, and livestock credit; and wealth management, asset management, and mutual funds distributed through HBL Asset Management Limited. In recent operational and strategic developments, Habib Bank Limited has expanded its digital ecosystem by fully integrating its branchless banking platform, Konnect by HBL, into its core digital mobile application and deploying advanced biometric and QR-payment capabilities. The bank refreshed its corporate visual identity across physical and digital channels to modernize its market presence. Strategically, HBL executed a Memorandum of Understanding with the National Clearing Company of Pakistan Limited (NCCPL) to enhance capital market custodian solutions and margin trading, partnered with the Sindh Enterprise Development Fund (SEDF) to deliver subsidized credit programs for SMEs, and collaborated with Visa to launch the Women SMB Digitization Index to foster financial inclusion. Regionally, the bank expanded its cross-border settlement capabilities by introducing Chinese Yuan (RMB/CNY) trade clearing and account facilities across select international branches.